132 1/2 Lake Street
St. Catharines (Downtown), ON L2R 5Y1
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $2,755Tax
- 30×151 ftLot Size
Estimated Value:$373,500See Free Estimate Report
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About 132 1/2 Lake Street, St. Catharines, Downtown
Summarized Description
- Charming two storey home in St.
- Catharines
- Modern kitchen and bright open main floor
- Three bedrooms including primary suite
- Private balcony and large back deck
- Fenced yard ideal for gatherings
- Move-in ready with valuable storage options
- Convenient access to schools, parks, and QEW
Welcome to 132 1/2 Lake Street, a charming two storey home offering style, comfort, and convenience in the heart of St. Catharines. Set in a well established area, this thoughtfully updated home features a bright and open main floor with a spacious living room, dining area, and modern kitchen that flow together beautifully for everyday living and entertaining. Upstairs are three bedrooms including a lovely primary suite with walk in closet, full bath, and access to a private balcony. Enjoy the outdoors on the large back deck overlooking a fenced yard, perfect for gatherings and summer evenings. The basement provides valuable storage and room for future finishing options. With nearby schools, parks, shopping, and quick access to the QEW, this move in ready home delivers an ideal blend of charm, practicality, and location.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,755
- Land Transfer Tax Fee
- $4,310
Rental Items
- Rental Equipment
- HWT-Gas
- Basement Type
- Full, Unfinished
Interior Features
- Interior Extras
- None
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Arts Centre, Fenced Yard, Golf, Hospital, Public Transit, School
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 30.00 ft
- Lot Depth
- 151.00 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Dishwasher, Dryer, Refrigerator, Stove, Washer, Window Coverings
Exclusions
- Exclusions
- N/A
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Dining Room—Main level
- Bathroom—Main level, 2 Pc Bath
- Foyer—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bathroom—Second level, 4 Pc Bath
- Utility Room—Basement level
Washrooms
- 2-piece, Main
- 4-piece, Second
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Lake and Carlton
- Directions
- QEW - Lake
- MLS® number
- X12896494
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-06
- Listed on
- 2026-03-18
- Days on market
- 49 days
- Possession type
- 60-89 days
- Co-op commission
- 2% + HST
- Seller
- Listed by
- RE/MAX ESCARPMENT GOLFI REALTY INC.
Home Market Value
Current home valuation for 132 1/2 Lake Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $389,000
HOMEH Estimate
$373,500
Estimated Sales Range
$295,065 - $451,935
HOMEH Estimate for 132 1/2 Lake Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$19,450
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $14,782 | $10,853 | $9,258 | $0 |
=Total mortgage | $384,332 | $360,953 | $339,908 | $311,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,877monthly | $1,762monthly | $1,660monthly | $1,519monthly |
Land Transfer Tax
$4,310
$4,310
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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