92 Lake Street
St. Catharines (Downtown), ON L2R 5X6
- —Bedrooms
- —Bathrooms
- —Garage
- —Sq Ft
- $3,675Tax
- 40×92 ftLot Size
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Sale & Price History for 92 Lake Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 92 Lake Street, St. Catharines, Downtown
Summarized Description
- Mixed-use property with commercial and residential units.
- Freshly painted residential unit with full kitchen.
- Bright showroom suitable for various businesses.
- Updated hydro panel for added safety.
- Parking for two vehicles with expansion potential.
- Conveniently located near downtown and QEW.
- Close to shopping and dining options.
Exceptional mixed-use investment opportunity in the heart of St. Catharines! Ideally located just minutes from the downtown core, 92 Lake St offers the perfect live/work setup with one commercial unit and one residential unit. The main floor commercial space features a bright showroom and 2-piece bath, ideal for a variety of businesses. The attached 2-bedroom residential unit offers a full kitchen, spacious living room, 4-piece bath, and has been freshly painted. A partial basement provides additional storage, while the updated hydro panel adds peace of mind. Parking for 2 vehicles is available on-site, with ample free street parking nearby and potential to expand parking in the backyard. Conveniently located close to the QEW, Fairview Mall, Costco, Home Depot, restaurants, and more.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,675
- Land Transfer Tax Fee
- $2,959
Interior Features
- Security Features
- No
- Fireplace/Stove
- No
- Elevator
- No
Building
- Building Type
- Store W Apt/Office
Lot
- Lot Front
- 40.00 ft
- Lot Depth
- 92.00 ft
- Lot Size
- 0.08
- Lot Size Code
- 40.00 x 92.00
Inclusions
- Inclusions
- Existing: Stove, Fridge, Light Fixtures
Exclusions
- Exclusions
- Hot Water tank (if Rental)
Parking & Garages
- Garage Type
- None
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Baseboard
- Air Conditioning
- Yes
- Water
- Municipal
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Lake St & Elizabeth St
- Zoning
- M1
- Directions
- Lake St & Elizabeth St
- MLS® number
- X13784880
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-15
- Updated on
- 2026-10-21
- Days on market
- 36 days
- Possession type
- Flexible
- Co-op commission
- 2% +Hst
- Seller
- Listed by
- RE/MAX ABOUTOWNE REALTY CORP.
Home Market Value
Current home valuation for 92 Lake Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $298,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 92 Lake Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$14,945
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $11,358 | $8,339 | $7,114 | $0 |
=Total mortgage | $295,313 | $277,349 | $261,179 | $239,120 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,442monthly | $1,354monthly | $1,275monthly | $1,168monthly |
Land Transfer Tax
$2,959
$2,959
Around this home
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