Listed for:Listed Aug 5, 2026
$599,000

405 St Paul Street E

St. Catharines (Downtown), ON L2R 3N1

Store W Apt/Office For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 405 St Paul Street E, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 405 St Paul Street E, St. Catharines, Downtown

Summarized Description

  • Investment property with three rented apartments.
  • Potential for vacant possession on select units.
  • Finished retail area available for rent.
  • Each unit has separate entrances and utilities.
  • Total monthly income around $5730.
  • Located near downtown bus terminal.
  • Close to Brock University and Niagara College.

Amazing Investment or Live & Work Property. 3 Nicely Finished Apartments Rented For:1 bedroom-$1350, 2 bedroom -$1380, 3 bedroom- $1500.00. ( Vacant Possession Possible on 1 and 3 Bedroom Apartments).Greatly Finished Retail Area of 580 Sq. Ft( Vacant) Has Additional Storage Space In The Huge Basement & Was Rented for $1500.Each Unit Has Separate Entrance & Electric Breaker Panel.**Total Monthly Income Is Around $5730.00**.Perfect Location - Steps Away From Downtown Bus Terminal To Lead Students To Brock University & Niagara Collage.Busy Downtown Street.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$7,513
Land Transfer Tax Fee
$8,455

Interior Features

Security Features
No
Fireplace/Stove
No
Elevator
No

Building

Building Type
Store W Apt/Office

Lot

Lot Front
20.00 ft
Lot Depth
117.15 ft

Parking & Garages

Garage Type
None

Heating & Cooling

Heat Type
Baseboard
Air Conditioning
No
Water
Municipal

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
CHURCH ST/ ST. PAUL ST
Zoning
C6
Directions
store front is on St. Paul St. Entrance to the apartments is from Court Alley

MLS® number
X13642884
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-05
Updated on
2026-08-06
Days on market
71 days
Possession type
Flexible
Co-op commission
2%+HST
Seller
Listed by
GOWEST REALTY LTD.

Home Market Value

Current home valuation for 405 St Paul Street E, St. Catharines, Downtown, St. Catharines, ON. Listed for $599,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 405 St Paul Street E, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,000 over $500K

Minimum down payment

$34,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,546$16,712$14,256$0
=Total mortgage
$586,205$555,812$523,406$479,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,862monthly$2,714monthly$2,556monthly$2,340monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,455

Total Land Transfer Tax

$8,455

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0/100Minimal Transit
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