Sold for:Sold Aug 28, 2026
$389,900

38 Spruce Street

St. Catharines (Downtown), ON L2R 1B5

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

Sell with HOMEH

HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.

Free Home EvaluationHow Much Is My Home Worth?Homes for Sale Nearby

Sale & Price History for 38 Spruce Street, St. Catharines, Downtown

2026-08-13
2026-08-28
Sold
Price
Login to See Prices
MLS#
x13673534

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 38 Spruce Street, St. Catharines, Downtown

Summarized Description

  • Charming 1940s bungalow with original character.
  • Private lot ideal for families and gatherings.
  • Detached garage provides secure parking.
  • Partially finished basement for additional space.
  • Large attic offers potential for a loft.
  • Located in a quiet cul de sac.
  • Convenient access to transit and amenities.
  • Perfect for first-time buyers or investors.

Welcome to 38 Spruce Street. This 1940s bungalow is tucked away on a quiet cul de sac in a convenient St. Catharines location. Set on a private lot in a peaceful residential setting, this is a home that offers a comfortable place to settle in today while providing plenty of opportunity for the future. Step through the front door and you are welcomed into a large living room with plenty of space for comfortable everyday living. The home retains much of its original character, including an abundance of original millwork that adds warmth, charm and detail you simply do not find in many newer homes. The main floor continues with two bedrooms and one full bathroom, offering a practical layout that works well for a young family, downsizer or first time buyer, while leaving room to make improvements and add your own personal touches over time. A large attic provides excellent additional storage and offers exciting potential for those looking to create a cozy loft space. The full basement is partially finished and adds another level of usable space for a recreation room, workshop, hobbies, storage or future improvements. Outside, the private lot offers a quiet place for children to play, for family gatherings or simply to enjoy some time outdoors. The detached garage with hydro is another valuable feature, providing secure parking and additional space for tools, equipment, storage or hobbies. For an investor, the combination of a desirable residential setting, practical bungalow layout, private lot, detached garage and unfinished potential throughout the home creates an opportunity to add value over time. For a first time buyer or young family, it offers the chance to get into a well established neighbourhood and make the home their own. The location adds to the appeal, with easy access to public transit, major highways, parks, schools, shopping and everyday amenities.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,390
Land Transfer Tax Fee
$4,324

Rental Items

Rental Equipment
Water Heater

Basement Type
Full

Interior Features

Laundry Level
Lower Level
Interior Extras
In-Law Capability, Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Place Of Worship, School, Park, Library, School Bus Route, Public Transit

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
36.00 ft
Lot Depth
100.00 ft

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
2
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 4-piece, Main

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Fitzgerald St and Wiley St
Zoning
R2
Directions
Spruce St and Wiley St

MLS® number
X13673534
Data source
Toronto Regional Real Estate Board
Status change
2026-08-28
Listed on
2026-08-13
Days on market
15 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
BOSLEY REAL ESTATE LTD.,

Home Market Value

Current home valuation for 38 Spruce Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $389,900

HOMEH Estimate

?

$360,000

Estimated Sales Range

?

$284,400 - $435,600

HOMEH Estimate for 38 Spruce Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$360,000Medium confidence
Based on 14 comparable properties
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$14,816$10,878$9,280$0
=Total mortgage
$385,221$361,788$340,695$311,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,881monthly$1,766monthly$1,663monthly$1,523monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,324

Total Land Transfer Tax

$4,324

Around this home

0/100Loading...
0/100Loading...
0/100Loading...
Map unavailable

No schools found nearby

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.