21 Spruce Street
St. Catharines (Downtown), ON L2R 1B6
- 2+1Bedrooms
- 1Bathroom
- 1Garage
- < 700Sq Ft
- $2,591Tax
- 36×100 ftLot Size
Estimated Value:$427,424See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 21 Spruce Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-05-06 | 2025-05-19 | Login to See Prices | Sold | x12126502 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 21 Spruce Street, St. Catharines, Downtown
Charming 2+1 bedroom home with fully finished basement in desirable location close to all amenities -Fairview Mall, restaurants, public transit, and quick access to the QEW. This move-in ready home offers over 1050 sq ft on finished living space and features hardwood flooring, an updated kitchen with modern white cabinetry, granite counters and breakfast bar, 2 bedrooms on the main floor, and an updated 4pc bath with deep soaker tub. The basement is finished, featuring luxury vinyl flooring throughout, an open concept rec room area, and good sized bedroom. The large backyard is fully fenced and features a patio with gazebo. Other updates include: freshly painted throughout 2025, roof shingles in 2020, granite counters in 2019. Great opportunity for first time home buyers or investors.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,591
- Land Transfer Tax Fee
- $5,073
Rental Items
- Rental Equipment
- Hot water heater.
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Primary Bedroom - Main Floor, Storage
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Privacy, Patio
- Pool
- None
- Property Features
- Fenced Yard, Public Transit
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 36.00 ft
- Lot Depth
- 100.00 ft
- Lot Size
- 3600
Inclusions
- Inclusions
- Fridge, stove, microwave, dishwasher, washer, dryer.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bedroom—Main level
- Recreation—Basement level
- Bedroom—Basement level
Washrooms
- 4-piece, Main
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Geneva and Russell Ave.
- Directions
- Geneva St. to Linden St. Left on Wiley and right on Spruce.
- MLS® number
- X12126502
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-05-19
- Listed on
- 2025-05-06
- Days on market
- 13 days
- Possession date
- 2025-05-22
- Possession type
- Immediate
- Co-op commission
- 2%
- Seller
- Listed by
- Century 21 Heritage House LTD
Home Market Value
Current home valuation for 21 Spruce Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $429,900
HOMEH Estimate
$427,424
Estimated Sales Range
$366,317 - $488,531
HOMEH Estimate for 21 Spruce Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,336 | $11,994 | $10,232 | $0 |
=Total mortgage | $424,741 | $398,904 | $375,647 | $343,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,074monthly | $1,948monthly | $1,834monthly | $1,679monthly |
Land Transfer Tax
$5,073
$5,073
Around this home
No schools found nearby
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