14 Spruce Street
St. Catharines (Downtown), ON L2R 1B3
- 2Bedrooms
- 1Bathroom
- 1Garage
- 700–1100Sq Ft
- $2,861Tax
- 35×100 ftLot Size
Estimated Value:$452,000See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 14 Spruce Street, St. Catharines, Downtown
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About 14 Spruce Street, St. Catharines, Downtown
Summarized Description
- Charming bungalow on a treelined street.
- Open concept living room and kitchen.
- Brand new bathroom enhances modern appeal.
- Detached garage with ample parking space.
- Potential for in-law suite with side entrance.
- Covered patio ideal for summer gatherings.
- Beautifully landscaped for added privacy.
- Close to great schools and local cafes.
Tucked away on a treelined street, where neighbours maintain their homes and look after each other, sits this adorable bungalow brimming with charm and character. The property is beautifully landscaped with lots of privacy. A detached garage in the back and driveway that can fit 3 cars. Inside you'll love the open concept living room and kitchen. With 2 good size rooms UP, a brand new bathroom and a slide out to the wonderful deck. A side entrance leads downstairs or to the main level. Ideal for an in-law suite. Outback is where you're going to spend your endless summer moments, with a covered patio to watch the dog or host your family over for barbeques. With great schools close by or neighborhood cafes. This just might be the place you were looking for.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,861
- Land Transfer Tax Fee
- $5,775
- Basement Type
- Separate Entrance, Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Upgraded Insulation
- Fireplace/Stove
- Yes
- Fireplace Features
- Other
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- School
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 35.00 ft
- Lot Depth
- 100.00 ft
- Lot Size
- 100 x 35
- Lot Size Code
- 100 x 35
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bedroom 2—Main level
- Recreation—Basement level
- Utility Room—Basement level
Washrooms
- 4-piece, Main
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- WILEY TO SPRUCE
- Zoning
- R2
- Directions
- WILEY TO SPRUCE
- Waterfront
- None
- MLS® number
- X13215086
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-18
- Listed on
- 2026-05-29
- Days on market
- 20 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- RE/MAX GARDEN CITY UPHOUSE REALTY
Home Market Value
Current home valuation for 14 Spruce Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $465,000
HOMEH Estimate
$452,000
Estimated Sales Range
$357,080 - $546,920
HOMEH Estimate for 14 Spruce Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$23,250
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,670 | $12,974 | $11,067 | $0 |
=Total mortgage | $459,420 | $431,474 | $406,317 | $372,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,243monthly | $2,107monthly | $1,984monthly | $1,816monthly |
Land Transfer Tax
$5,775
$5,775
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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