Sold for:Sold Jul 9, 2026
$434,900

247 Lake Street

St. Catharines (Downtown), ON L2R 5Z5

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 247 Lake Street, St. Catharines, Downtown

2026-06-10
2026-07-09
Sold
Price
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MLS#
x13425802

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 247 Lake Street, St. Catharines, Downtown

Summarized Description

  • Affordable three-bedroom detached home in St.
  • Catharines.
  • Updated kitchen with modern appliances.
  • New roof installed in 2025 for added security.
  • Spacious primary bedroom enhances comfort.
  • Generous backyard offers outdoor space.
  • Unfinished basement provides storage and potential.
  • Conveniently located near shopping and schools.
  • Great opportunity for first-time buyers or investors.

Fantastic value in this affordable three-bedroom home located just minutes from the heart of St. Catharines. Offering an excellent opportunity for first-time buyers, investors, or those looking to enter the market, this detached home combines affordability with many desirable updates.The home features three bedrooms, including a spacious primary bedroom, one full bathroom, and inviting curb appeal highlighted by a covered front porch. The open-concept main living area is bright and functional, featuring an updated kitchen and appliances (2021).A new roof was installed in 2025, while the unfinished basement provides excellent storage space and future potential. Outside, enjoy a generous backyard and designated parking.Conveniently situated near shopping, schools, parks, public transit, major roadways, and highway access, this property offers both everyday convenience and strong value in today's market.Additional updates include air conditioning (2019), an owned hot water tank, and a rental furnace that is approximately 4.5 years old. Make this home your own!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,733
Land Transfer Tax Fee
$5,173

Rental Items

Rental Equipment
Furnace ($152)

Basement Type
Full

Interior Features

Interior Extras
Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Stucco (Plaster)
Roof
Shingles
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
30.00 ft
Lot Depth
92.00 ft
Lot Size
92 x 30
Lot Size Code
92 x 30

Inclusions

Inclusions
Fridge, stove, dishwasher, washer & dryer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1

Room sizes

  • Living Room—
    Main level
  • Bedroom—
    Main level
  • Bedroom—
    Main level
  • Primary Bedroom—
    Main level

Washrooms

  • 4-piece, Main

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
LAKE STREET AND CARLTON STREET
Zoning
R3
Directions
LAKE STREET AND CARLTON STREET
Waterfront
None

MLS® number
X13425802
Data source
Toronto Regional Real Estate Board
Status change
2026-07-09
Listed on
2026-06-10
Days on market
29 days
Possession type
90+ days
Co-op commission
2% + HST
Seller
Listed by
RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Home Market Value

Current home valuation for 247 Lake Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $434,900

HOMEH Estimate

?

$343,314

Estimated Sales Range

?

$240,320 - $446,308

HOMEH Estimate for 247 Lake Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$343,314Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$21,745

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$16,526$12,134$10,351$0
=Total mortgage
$429,681$403,544$380,016$347,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,098monthly$1,970monthly$1,855monthly$1,699monthly
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Land Transfer Tax

Provincial

$5,173

Total Land Transfer Tax

$5,173

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