Sold for:Sold Sep 25, 2025
$375,000

28 Lake Street

St. Catharines (Downtown), ON L2R 5W6

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 28 Lake Street, St. Catharines, Downtown

2024-04-22
2025-09-25
Sold
Price
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MLS#
x8263900

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 28 Lake Street, St. Catharines, Downtown

EXCELLENT LOCATION / FANTASTIC OPPORTUNITY TO CUSTOMIZE THE SPACE FOR YOUR OWN. 3 CAR PAVED PARKING, GREEN SPACE SELDOM FOUND IN A DOWNTOWN LOCATION. JUST STEPS TO MONTEBELLO PARK,CLOSE PROXIMTY TO DOWNTOWN, THE COURT HOUSE, HOSPITAL, RESTAURANTS & ENTERTAINMENT. RESIDENTIAL, SITE SPECIFIC THIS PROPERTY HAS SO MUCH POTENTIAL. A GREAT OPPORTUNITY TO LIVE DOWN TOWN CLOSE TO PARKS, BUSINESS, ENTERTAINMENT AND TRANSIT, SELLERS HAVE UPDATED ALL ABOVE GRADE WINDOWS, SIDING, SOFFITS & FACIA, UPDATED FURNACE, CENTRAL AIR & AIR HANDLER IN THE PAST 4 YEARS.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,014
Land Transfer Tax Fee
$4,100

Rental Items

Rental Equipment
HOT WATER HEATER

Basement Type
Partial Basement, Unfinished

Interior Features

Interior Extras
Air Exchanger, Water Meter, Water Heater
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Pool
None
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick Front, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
58.50 ft
Lot Depth
87.70 ft
Lot Shape
Irregular

Inclusions

Inclusions
Dishwasher, Refrigerator, Stove, ALARM SYSTEM WIRED BUT NOT ACTIVATED, FRONT YARD SIGN POST.

Parking & Garages

Garage Type
None
Garage Spaces
3
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Great Room—
    Main level, Bay Window, Hardwood Floor
  • Kitchen—
    Main level, Combined w/Dining
  • Bedroom—
    Main level
  • Bedroom—
    Main level
  • Primary Bedroom—
    Main level
  • Laundry—
    Main level

Washrooms

  • 3-piece

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
ONTARIO AND QUEEN
Zoning
R3-93

MLS® number
X8263900
Data source
Toronto Regional Real Estate Board
Status change
2025-09-25
Listed on
2024-04-22
Days on market
521 days
Possession type
Immediate
Co-op commission
2% + HST
Seller
Listed by
RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Home Market Value

Current home valuation for 28 Lake Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $375,000

HOMEH Estimate

?

$403,500

Estimated Sales Range

?

$318,765 - $488,235

HOMEH Estimate for 28 Lake Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$403,500Medium confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$18,750

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$14,250$10,463$8,925$0
=Total mortgage
$370,500$347,963$327,675$300,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,809monthly$1,699monthly$1,600monthly$1,465monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,100

Total Land Transfer Tax

$4,100

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6/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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