45 Lake Street
St. Catharines (Downtown), ON L2R 5W9
- 4Bedrooms
- 2Bathrooms
- 3Parking
- 1100–1500Sq Ft
- $2,747Tax
- 36×125 ftLot Size
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This listing has ended. It is no longer available.
Property not available for sale or for rent.
Sale & Price History for 45 Lake Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-04-07 | 2025-08-21 | Login to See Prices | Terminated | x12072377 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 45 Lake Street, St. Catharines, Downtown
Duplex located in the heart of downtown St. Catharines, steps from Montebello Park and within walking distance to restaurants, shops, and transit.This well-maintained property features two separately metered units each with its own hydro meter, gas meter, and two furnace offering flexibility for investors or end users. Ideal for those looking to live in one unit and rent the other, or as a fully tenanted investment. A rare opportunity in a growing downtown core.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,747
- Land Transfer Tax Fee
- $7,873
Rental Items
- Rental Equipment
- hot water
- Basement Type
- Partial Basement
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle, Flat
- Foundation Details
- Stone, Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 35.60 ft
- Lot Depth
- 125.00 ft
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 3
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 2
Washrooms
- 7-piece
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Lake and Wellington
- Directions
- lake & wellington
- MLS® number
- X12072377
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-08-21
- Listed on
- 2025-04-07
- Days on market
- 136 days
- Possession date
- 2025-04-30
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Home Market Value
Current home valuation for 45 Lake Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $569,900
HOMEH Estimate
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Estimated Sales Range
—
HOMEH Estimate for 45 Lake Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $69,900 over $500K
$31,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,497 | $15,900 | $13,564 | $0 |
=Total mortgage | $558,913 | $528,810 | $497,979 | $455,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,729monthly | $2,582monthly | $2,431monthly | $2,226monthly |
Land Transfer Tax
$7,873
$7,873
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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