Listed for:Listed Jul 13, 2026
$779,000

40 Main Street

St. Catharines (Port Dalhousie), ON L2N 4T7

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 40 Main Street, St. Catharines, Port Dalhousie

No listing history available

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About 40 Main Street, St. Catharines, Port Dalhousie

Summarized Description

  • Beautifully restored 3-bedroom historic home.
  • Fully renovated kitchen with stone countertops.
  • Open-concept living and dining filled with natural light.
  • Private backyard with mature landscaping.
  • Spacious primary bedroom with large picture window.
  • Located steps from shops, restaurants, and the beach.
  • Potential for future living space in lower level.
  • Unmatched Port Dalhousie lifestyle with quick highway access.

40 Main St. in the heart of Port Dalhousie. This beautifully restored 3-bedroom historic home blends timeless charm with thoughtful modern updates, set on a generous landscaped lot just steps to shops, restaurants, marina, and the beach.A classic front porch welcomes you and sets the tone for village living. Inside, the open-concept living and dining rooms are filled with natural light and showcase gleaming hardwood floors, lovingly restored period wood trim, high ceilings, and a striking original staircase that anchors the space with historic character. The fully renovated kitchen is designed for both everyday living and entertaining, featuring stone countertops, stainless steel appliances, ample cabinetry, and a large island that serves as a natural gathering place. Step out from the kitchen to a rear porch overlooking a private backyard with mature landscaping-perfect for relaxing or hosting guests. Upstairs, the spacious primary bedroom features a large picture window and 2 generous closets. Two additional well-proportioned bedrooms offer flexibility for family, guests, or home office. The updated main bathroom blends modern finishes with classic appeal. The lower level offers high ceilings and a separate entrance, providing excellent potential for future living space. Enjoy the unmatched Port Dalhousie lifestyle with walkability, beach, marina, cafés, community events, and quick highway access. A rare opportunity in one of Niagara's most sought-after neighbourhoods.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,650
Land Transfer Tax Fee
$12,055

Rental Items

Rental Equipment
HOT WATER TANK IF RENTED

Basement Type
Separate Entrance, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Built-In Oven, Carpet Free
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Porch, Privacy
Pool
None
Property Features
Beach, Clear View, Fenced Yard, Library, Park, School

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick, Board & Batten
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
32.16 ft
Lot Depth
164.69 ft
Lot Shape
Irregular

Inclusions

Inclusions
ALL APPLIANCES AS IN : S/S FRIDGE, S/S STOVE, S/S HOOD FAN, S/S B/I DISHWASHER, window coverings, Elf's ( exclude living room and primary bedroom fixtures, washer &dryer)

Exclusions

Exclusions
Primary bedroom light fixture and living room light fixture and washer & dryer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Dining Room—
    Main level, Hardwood Floor, Open Concept, Overlooks Frontyard
  • Primary Bedroom—
    Second level, Hardwood Floor, Large Closet, Large Window
  • Kitchen—
    Main level, Stone Counters, Stainless Steel Appl, Open Concept
  • Laundry—
    Lower level
  • Utility Room—
    Lower level
  • Bedroom 3—
    Second level, Hardwood Floor, Closet, Large Window
  • Bedroom 2—
    Second level, Hardwood Floor, Closet, Large Window
  • Living Room—
    Main level, Hardwood Floor, Open Concept, B/I Bookcase

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
St. Catharines
Neighbourhood
Port Dalhousie
Main cross streets
MAIN/BROCK
Directions
Main Street

MLS® number
X13556488
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-13
Updated on
2026-09-30
Days on market
94 days
Possession type
30-59 days
Co-op commission
2.0 PLUS HST
Seller
Listed by
SAGE REAL ESTATE LIMITED

Home Market Value

Current home valuation for 40 Main Street, St. Catharines, Port Dalhousie, St. Catharines, ON. Listed for $779,000

HOMEH Estimate

?

$809,445

Estimated Sales Range

?

$639,462 - $979,428

HOMEH Estimate for 40 Main Street, St. Catharines, Port Dalhousie

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$809,445Medium confidence
Based on 15 comparable properties
− $30,445 (4%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:6.8%

5% on first $500K + 10% on $279,000 over $500K

Minimum down payment

$52,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$29,041$21,734$18,540$0
=Total mortgage
$755,069$722,834$680,690$623,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,687monthly$3,529monthly$3,323monthly$3,043monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$12,055

Total Land Transfer Tax

$12,055

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3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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