Listed for:Listed Aug 5, 2026
$169,900

1058 Sailors Encampment Drive

St. Joseph, ON P0R 1J0

Detached House For Sale
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Sale & Price History for 1058 Sailors Encampment Drive, St. Joseph

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1058 Sailors Encampment Drive, St. Joseph

Summarized Description

  • Three-bedroom cottage with 131 feet of water frontage
  • Privacy and small-town convenience on St.
  • Joseph Island
  • Partially finished interior allows for customization
  • Drilled well and woodstove for cozy living
  • Clear path to year-round living with septic addition
  • Includes furnishings and negotiable equipment
  • Close to sandy swimming and boat launch
  • Ideal for seasonal escape or full-time home project

Your St. Joseph Island Retreat Awaits! Tucked along a quiet, desirable stretch of year-round road, this three-bedroom cottage offers a rare combination of privacy, access to the water nearby, and small-town convenience - just five minutes from Richards Landing on beautiful St. Joseph Island. Settle in and enjoy the passing freighters in the shipping channel, or spend the day a short walk away at the boat launch with sandy swimming on township property. Set on 131 feet of frontage, the property is shaded by mature trees and offers plenty of room to spread out, with storage sheds in the back for all your gear and equipment. The cottage is partially finished inside, giving a buyer the opportunity to complete it to their own taste. A drilled well with submersible pump is already in place, and a woodstove paired with electric heat keeps things cozy. Currently set up for three-season use with an outhouse and sinks draining to the sandy soil, the property offers a clear path to year-round living with the addition of a septic system beside the large deck towards the road. Furnishings are included with a few exceptions, and some equipment is also available and negotiable with purchase - making this an easy getaway from day one. With economical taxes, it's a smart option whether you're looking for a seasonal escape or a project you want to turn into a full-time home in the country.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$820
Land Transfer Tax Fee
$1,424

Rental Items

Rental Equipment
None

Basement Type
Crawl Space

Interior Features

Interior Extras
Other
Fireplace/Stove
No
Fireplace Features
Wood
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Other Structures
Storage

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Wood
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Other

Lot

Lot Front
131.00 ft
Lot Depth
159.00 ft
Lot Size
0.35

Inclusions

Inclusions
Boat and motor (as is), fridge, stove, woodstove, microwave, most furnishings.

Exclusions

Exclusions
Moose horns, personal effects & tools, decorations.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4

Heating & Cooling

Heat Source
Wood
Heat Type
Baseboard
Air Conditioning
Other
Water
Well
Sewers
Other
Hydro
Yes

Bedrooms
3
Kitchens
1

Room sizes

  • Living Room11.05 x 12.05
    Main level
  • Dining Room11.05 x 7
    Main level
  • Kitchen11.11 x 11.07
    Main level
  • Primary Bedroom9 x 11.08
    Main level
  • Bedroom 27.05 x 11.08
    Main level
  • Bedroom 37.05 x 7.07
    Main level
  • Library6.02 x 11.08
    Main level

Municipality
St. Joseph
Main cross streets
Just North of C Line by Reed Point.
Zoning
Shoreline Residential
Directions
Just North of C Line by Reed Point.

MLS® number
X13887692
Data source
ssm
Listed on
2026-08-05
Updated on
2026-10-15
Days on market
77 days
Possession type
60-89 days
Co-op commission
3%
Seller
Listed by
Royal LePage® Northern Advantage

Home Market Value

Current home valuation for 1058 Sailors Encampment Drive, St. Joseph, , . Listed for $169,900

HOMEH Estimate

?

$186,890

Estimated Sales Range

?

$147,643 - $226,137

HOMEH Estimate for 1058 Sailors Encampment Drive, St. Joseph

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$186,890Medium confidence
Based on 1 comparable property
− $16,990 (9%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$8,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$6,456$4,740$4,044$0
=Total mortgage
$167,861$157,650$148,459$135,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$820monthly$770monthly$725monthly$664monthly
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Land Transfer Tax

Provincial

$1,424

Total Land Transfer Tax

$1,424

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