Listed for:Listed Aug 18, 2026
$925,000

1173 Richards Street

St. Joseph, ON P0R 1J0

Detached House For Sale
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Sale & Price History for 1173 Richards Street, St. Joseph

No listing history available

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About 1173 Richards Street, St. Joseph

Summarized Description

  • Rare double lot on Lake Huron's St.
  • Joseph Channel.
  • Waterfront property with sandy swimming access.
  • Spectacular sunset views from sunroom.
  • Updated kitchen and hardwood floors throughout.
  • Detached garage with income-generating unit.
  • Located in a growing commercial area.
  • Walkable to marina, restaurants, and amenities.
  • Turnkey opportunity for Airbnb or guest quarters.

A rare double lot with 139 feet of sandy, sheltered frontage on Lake Huron's St. Joseph Channel - in the heart of downtown Richards Landing, an area positioned for continued commercial and mixed-use growth. Waterfront properties of this size, in this location, rarely come to market and represent a long-term value play as the village develops. The 2-storey home delivers the full spectrum of waterfront living: glassy sunsets viewed from a spectacular glass-wrapped sunroom, a sheltered spot to dock your boat, and safe, sandy-bottom swimming just steps from the deck and patio. West-facing across open water dotted with islands, the sunset views alone set this property apart. The home also offers an updated kitchen, hardwood floors, two full baths plus a half bath, three bedrooms, and a steel shingle roof. The detached double garage includes a self-contained second unit, including another full bathroom, offering turnkey income potential as an Airbnb suite or family guest quarters. Walk to the marina, restaurant, grocery store, hospital, pharmacy, and school, all on municipal water/sewer with fiber internet coming. Survey on file; shore road allowance already owned. A double waterfront lot in a growth-positioned downtown core, with existing income potential built in - this can be as much a land-banking opportunity as a home purchase.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,409
Land Transfer Tax Fee
$14,975

Rental Items

Rental Equipment
None.

Basement Type
Unfinished, Full

Interior Features

Interior Extras
Central Vacuum, Built-In Oven, Other
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Patio, TV Tower/Antenna
Pool
None
Property Features
Waterfront

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding, Unknown
Roof
Asphalt Shingle, Metal
Foundation Details
Poured Concrete
Special Designation
Other

Lot

Lot Front
139.40 ft
Lot Depth
164.70 ft
Lot Size
0.54
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Microwave, Washer, Dryer.

Exclusions

Exclusions
Furniture and Decorations existing in the home as of August 2026 are available to be included in the sale.

Parking & Garages

Garage Type
Other
Garage Spaces
2

Heating & Cooling

Heat Source
Electric
Heat Type
Forced Air
Air Conditioning
Other
Water
Municipal
Sewers
Sewer
Hydro
Yes

Bedrooms
4
Washrooms
4
Kitchens
1

Room sizes

  • Foyer8.10 x 7.10
    Main level
  • Bedroom 223.06 x 12.05
    Second level
  • Bedroom 39.02 x 11.09
    Second level
  • Other22.03 x 14.11
    Basement level
  • Cold Room/Cantina9.04 x 4.09
    Basement level
  • Laundry22.05 x 18.05
    Basement level
  • Bedroom 419.07 x 11.10
    Main level
  • Bathroom7.08 x 5.09 -Guest Qtrs
    Main level
  • Living Room14.02 x 22.03
    Main level
  • Dining Room11.06 x 12.09
    Main level
  • Kitchen11.09 x 12.10
    Main level
  • Bathroom5.08 x 6.01
    Main level
  • Sunroom27.05 x 11.06
    Main level
  • Bedroom10.02 x 15.09
    Second level
  • Other6.02 x 6.06
    Second level
  • Bathroom8.02 x 6.05
    Second level

Washrooms

  • —-piece, Main
  • 2-piece, Second
  • —-piece, Second

Municipality
St. Joseph
Main cross streets
Downtown Richards Landing.
Zoning
Residential
Directions
Downtown Richards Landing.

MLS® number
X13887808
Data source
ssm
Listed on
2026-08-18
Updated on
2026-10-20
Days on market
64 days
Possession type
90+ days
Co-op commission
2%
Seller
Listed by
Royal LePage® Northern Advantage

Home Market Value

Current home valuation for 1173 Richards Street, St. Joseph, , . Listed for $925,000

HOMEH Estimate

?

$913,015

Estimated Sales Range

?

$547,809 - $1,278,221

HOMEH Estimate for 1173 Richards Street, St. Joseph

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$913,015Low confidence
Based on 3 comparable properties
+ $11,985 (1%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:7.3%

5% on first $500K + 10% on $425,000 over $500K

Minimum down payment

$67,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$34,299$25,808$22,015$0
=Total mortgage
$891,774$858,308$808,265$740,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,354monthly$4,191monthly$3,946monthly$3,613monthly
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Land Transfer Tax

Provincial

$14,975

Total Land Transfer Tax

$14,975

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