103 First Avenue
St. Thomas, ON N5R 4N9
- 3+3Bedrooms
- 2Bathrooms
- 2Garage
- 700–1100Sq Ft
- $2,629Tax
- 50×100 ftLot Size
Estimated Value:$467,500See Free Estimate Report
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About 103 First Avenue, St. Thomas
Welcome to 103 First Ave in St. Thomas. This spacious multi-generational home features 3 bedrooms on the main level plus 3 additional bedrooms in the lower level, offering two separate living areas. With potential rental income of $1,500+ per month, this property provides an excellent mortgage helper opportunity. The layout is ideal for extended families, investors, or buyers seeking flexibility in their living arrangements. A large detached double car garage and driveway parking for up to 7 vehicles offer exceptional convenience. Main floor laundry adds to the practicality of this well-designed home. Located in a family-friendly neighborhood close to schools, parks, shopping, and minutes from downtown St. Thomas, with easy access to London. A smart choice for those seeking space, value, and income potential in a convenient location.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,629
- Land Transfer Tax Fee
- $7,073
Rental Items
- Rental Equipment
- Water Heater
- Basement Type
- Apartment
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- In-Law Capability
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 50.14 ft
- Lot Depth
- 100.29 ft
- Lot Size
- 0.13
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Existing main floor appliances (Refrigerator, Stove, Washer & Dryer with both pedestals), Existing lower lever appliances (Refrigerator, Stove, OTR, Dishwasher), Garage door opener with existing remote/s.
Exclusions
- Exclusions
- Outdoor Playset, Large Garden Rock and the Memorial Maple tree in the front lawn.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 3
- Washrooms
- 2
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level
- Laundry—Main level
- Living Room—Main level
- Primary Bedroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Kitchen—Lower level
- Family Room—Lower level
- Bedroom 4—Lower level
- Bedroom 5—Lower level
- Bathroom—Lower level
- Bedroom—Lower level
- Foyer—Main level
- Bathroom—Main level
Washrooms
- 4-piece, Main
- 4-piece, Lower
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- First Ave and Brant
- Zoning
- Residential
- Directions
- On First Ave
- MLS® number
- X12381052
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-09-22
- Listed on
- 2025-09-04
- Days on market
- 18 days
- Possession type
- 30-59 days
- Co-op commission
- 2%+HST
- Seller
- Listed by
- RE/MAX ADVANTAGE REALTY LTD.
Home Market Value
Current home valuation for 103 First Avenue, St. Thomas, St. Thomas, ON. Listed for $529,888
HOMEH Estimate
$467,500
Estimated Sales Range
$369,325 - $565,675
HOMEH Estimate for 103 First Avenue, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $29,888 over $500K
$27,989
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,072 | $14,784 | $12,611 | $0 |
=Total mortgage | $521,876 | $491,683 | $463,016 | $423,910 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,548monthly | $2,401monthly | $2,261monthly | $2,070monthly |
Land Transfer Tax
$7,073
$7,073
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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