Listed for:Listed 22 days ago
$424,900

77 First Avenue

St. Thomas, ON N5R 4N6

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 77 First Avenue, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 77 First Avenue, St. Thomas

Summarized Description

  • Charming 1-storey home in St.
  • Thomas.
  • Ideal for first-time buyers and downsizers.
  • Bright, open-concept living space.
  • Updated kitchen with granite countertops.
  • Inground saltwater pool for summer enjoyment.
  • Versatile office/bedroom with patio access.
  • Unfinished basement offers growth potential.
  • Conveniently located near amenities.

Welcome to 77 First Avenue in St. Thomas! This charming 1-storey home is an excellent opportunity for first-time buyers, downsizers or anyone looking for a property with room to grow. The main floor features a bright, open-concept living and dining area, an updated kitchen with granite countertops and backsplash, an updated bathroom, and a versatile office or bedroom with patio doors leading to the deck. Upstairs, you'll find the primary bedroom and a second bedroom. The unfinished basement includes a roughed-in bathroom and offers plenty of potential for additional living space. Outside, the fully fenced backyard is made for summer enjoyment, complete with an inground saltwater pool and a fantastic patio for entertaining. Improvements over the years include the furnace and central air conditioning (approx. 2021), flooring throughout (approx. 2021), granite kitchen countertops and backsplash (approx. 2021), an updated electrical panel (approx. 2020), owned water heater (2026), pool sand filter and solar cover (2026), fencing and deck (approx. 2020). The durable metal roof was installed by a previous owner and remains in great condition. Conveniently located close to shopping, schools, the hospital, restaurants, the Family YMCA and everyday amenities, this inviting home offers comfort, versatility and exceptional outdoor living. Plus did we mention there was a POOL!!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,954
Land Transfer Tax Fee
$4,973

Rental Items

Rental Equipment
none

Basement Type
Unfinished, Full

Interior Features

Interior Extras
Water Heater Owned, Sump Pump
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Awnings, Deck, Privacy
Pool
Inground
Property Features
Fenced Yard, Hospital, Park, School

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Aluminum Siding, Vinyl Siding
Roof
Metal
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
115.50 ft
Lot Size
115.5 x 39.99
Lot Size Code
115.5 x 39.99

Inclusions

Inclusions
Fridge, Stove, Washer and Dryer. Water Heater.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Hydro
Yes

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bedroom—
    Main level
  • Primary Bedroom—
    Second level
  • Living Room—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom—
    Second level
  • Other—
    Basement level

Washrooms

  • 3-piece, Main

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
First Ave and Chestnut St
Zoning
R
Directions
South on First past Wellington
Waterfront
None

MLS® number
X13822622
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-24
Updated on
2026-09-24
Days on market
22 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
RE/MAX ADVANTAGE REALTY LTD.

Home Market Value

Current home valuation for 77 First Avenue, St. Thomas, St. Thomas, ON. Listed for $424,900

HOMEH Estimate

?

$421,289

Estimated Sales Range

?

$332,818 - $509,760

HOMEH Estimate for 77 First Avenue, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$421,289Medium confidence
Based on 15 comparable properties
+ $3,611 (1%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$21,245

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$16,146$11,855$10,113$0
=Total mortgage
$419,801$394,265$371,278$339,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,050monthly$1,925monthly$1,813monthly$1,660monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,973

Total Land Transfer Tax

$4,973

Around this home

6/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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