Sold for:Sold 4 days ago
$559,900

3 Cottonwood Drive

St. Thomas, ON N5P 4M3

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 3 Cottonwood Drive, St. Thomas

2026-09-24
2026-10-14
Sold
Price
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MLS#
x13823530
2024-11-21
2024-12-23
Sold
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 3 Cottonwood Drive, St. Thomas

Summarized Description

  • Move-in ready with four finished levels.
  • Open-concept main floor ideal for entertaining.
  • Cozy recreation room with gas fireplace.
  • Fully fenced backyard perfect for kids and pets.
  • Three comfortable bedrooms and additional family room.
  • Attached garage for convenient parking.
  • Located near major highways for easy commuting.
  • Tasteful decor enhances the home's appeal.

Welcome to this beautifully maintained, move-in ready 4-level backsplit, nestled in a family-friendly neighbourhood! Perfect for first-time buyers or growing families, this home offers four beautifully finished levels with plenty of space for everyone. The bright, open-concept main floor features a welcoming living room, dining area and kitchen with a door leading to the fully fenced backyard, ideal for kids, pets and outdoor entertaining. Upstairs, you'll find three comfortable bedrooms and a 4-piece bath. The spacious third level offers a cozy family room with gas fireplace, a fourth bedroom and a 3-piece bath, perfect for guests, teens or a home office. The fully finished fourth level provides an additional large recroom and plenty of storage. Complete with an attached garage, tasteful decor and a functional layout, this home is ready for its next family to move in and enjoy! Furnace 2019, A/C 2025, Stove 2025, OTR Microwave 2025. Conveniently located with easy access to Highbury Avenue, Wellington Road, Highway 401 and London, making commuting a breeze. A wonderful place to raise a family and make lasting memories. Welcome Home!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,202
Land Transfer Tax Fee
$7,673

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Sump Pump
Security Features
Smoke Detector, Carbon Monoxide Detectors
Fireplace/Stove
Yes
Fireplace Features
Natural Gas, Rec Room
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Porch, Patio
Pool
None
Property Features
Fenced Yard, Park
Accessibility Features
None
Other Structures
Fence - Full

Building

Building Type
Detached
Building Style
Backsplit 4
Approx Age
16-30

Construction

Exterior Finish
Brick Veneer, Vinyl Siding
Roof
Shingles
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
40.03 ft
Lot Depth
111.55 ft
Lot Size
4133.34
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, OTR Microwave; T.V. wall bracket in basement, (Bookshelves in Great Room negotiable)

Exclusions

Exclusions
Security Camera (& mounting hardware); T.V. Wall Mount Bracket (living room); Battery Operated Sconces (3rd bedroom); Speakers (den); Chest Freezer (basement); Virtual Calendar (kitchen wall)

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
4
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Family Room—
    Basement level
  • Primary Bedroom—
    Second level
  • Bedroom—
    Second level
  • Great Room—
    Main level
  • Bedroom 3—
    Second level
  • Recreation—
    Third level, Gas Fireplace
  • Dining Room—
    Main level
  • Bedroom 4—
    Third level
  • Breakfast—
    Main level
  • Dining Room—
    Main level
  • Primary Bedroom—
    Second level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom 4—
    Third level
  • Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Recreation—
    Basement level
  • Family Room—
    Third level, Gas Fireplace

Washrooms

  • 4-piece, Second
  • 3-piece, Third

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Ron McNeil Line / Highbury Ave
Directions
From Ron McNeil Line, turn onto Burwell Road, then turn left onto Cottonwood Drive.
Waterfront
None

MLS® number
X13823530
Data source
Toronto Regional Real Estate Board
Status change
2026-10-14
Listed on
2026-09-24
Days on market
20 days
Possession type
Other
Co-op commission
2% + HST
Seller
Listed by
ROYAL LEPAGE TRILAND REALTY

Home Market Value

Current home valuation for 3 Cottonwood Drive, St. Thomas, St. Thomas, ON. Listed for $559,900

HOMEH Estimate

?

$486,600

Estimated Sales Range

?

$373,401 - $599,799

HOMEH Estimate for 3 Cottonwood Drive, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$486,600Medium confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $59,900 over $500K

Minimum down payment

$30,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,142$15,621$13,326$0
=Total mortgage
$549,688$519,531$489,241$447,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,684monthly$2,537monthly$2,389monthly$2,187monthly
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Land Transfer Tax

Provincial

$7,673

Total Land Transfer Tax

$7,673

Around this home

0/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.8 /10

Lockes

Public·elementary·2.5km

5.1 /10

Monsignor Morrison

Private·elementary·2.7km

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