Listed for:Listed 23 days ago
$609,900

48 Cottonwood Drive

St. Thomas, ON N5P 4M7

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 48 Cottonwood Drive, St. Thomas

No listing history available

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About 48 Cottonwood Drive, St. Thomas

Summarized Description

  • Extensively updated former model home.
  • Move-in ready with modern features.
  • Updated kitchen with quartz countertops.
  • Fully finished basement with extra bedroom.
  • Private backyard with raised vegetable garden.
  • Easy access to London via major roads.
  • Keyless entry and wifi-enabled garage.

Welcome to this move-in ready, extensively updated former model home by Cannon Homes in the north-east end of St. Thomas, with easy access to London via Highbury or Wellington Rd. Tons of updates have been done in the last 5 years, including new (2023) North-Star double-hung windows, (lifetime transferrable warranty), patio door, and exterior doors (both with keyless entry). Bigger than it looks, this freshly painted 3+1 bedroom bungalow with a single car garage (inside entry and wifi enabled garage door opener with keyless entry) has a beautiful updated kitchen and dining area (2025) with plenty of cupboard space (with pull out drawers) and quartz countertops. From the dining area, you walk out through a patio door that leads you to a covered deck with glass railing on a fully fenced private backyard with a raised vegetable garden. The fully finished basement, tastefully renovated in 2021 and meticulously maintained, comes with a spacious family room/playroom with a built-in entertainment unit and electric fireplace, an office, an extra bedroom, with egress window, perfect for your overnight guest, plus a 3-pc bathroom and more storage. AC 2018, Hot water tank 2024. Perfect home for everyone, from young professionals, a young/growing family, or a family that is looking to downsize.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,530
Land Transfer Tax Fee
$8,673

Basement Type
Full, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Auto Garage Door Remote, Primary Bedroom - Main Floor, Storage, Sump Pump
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Electric, Family Room
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Porch
Pool
None
Property Features
Fenced Yard, Park, School Bus Route
Other Structures
Fence - Full, Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
16-30

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
45.94 ft
Lot Depth
111.05 ft

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3 + 1
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Recreation—
    Basement level
  • Dining Room—
    Main level
  • Bedroom—
    Basement level
  • Bedroom—
    Main level
  • Kitchen—
    Main level
  • Utility Room—
    Basement level
  • Laundry—
    Basement level
  • Primary Bedroom—
    Main level
  • Den—
    Basement level
  • Bedroom—
    Main level

Washrooms

  • 4-piece, Main
  • 3-piece, Lower

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Goldenrod Dr
Zoning
R3-63
Directions
From Ron McNeil, South on Burwell, East on Cottonwood

MLS® number
X13822308
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-24
Updated on
2026-10-13
Days on market
23 days
Possession type
Immediate
Co-op commission
2% plus HST
Seller
Listed by
ROYAL LEPAGE TRILAND REALTY

Home Market Value

Current home valuation for 48 Cottonwood Drive, St. Thomas, St. Thomas, ON. Listed for $609,900

HOMEH Estimate

?

$541,270

Estimated Sales Range

?

$427,603 - $654,937

HOMEH Estimate for 48 Cottonwood Drive, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$541,270Medium confidence
Based on 4 comparable properties
+ $68,630 (13%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.9%

5% on first $500K + 10% on $109,900 over $500K

Minimum down payment

$35,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,932$17,016$14,516$0
=Total mortgage
$596,238$565,926$532,931$487,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,911monthly$2,763monthly$2,602monthly$2,382monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,673

Total Land Transfer Tax

$8,673

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