
105 Penhale Avenue
St. Thomas, ON N5R 6M3
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,547Tax
- 36×125 ftLot Size
- Estimated Value:$574,500See Free Estimate Report

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About 105 Penhale Avenue, St. Thomas
Summarized Description
- Located in Mitchell Hepburn School District
- Updated kitchen designed for entertaining
- Fully fenced backyard with patio and pergola
- Three spacious bedrooms for family comfort
- Electric fireplace in lower-level family room
- New flooring and remodeled bathroom throughout
- Walking distance to scenic hiking trails
- Heated garage and security features included
Located in the highly sought-after Mitchell Hepburn School District and within walking distance to the city's scenic hiking trails, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect setting for family life. From the moment you arrive, the inviting front porch sets the tone-perfect for a drink after along day. Inside, the main floor has been thoughtfully updated with new flooring throughout, featuring luxury porcelain tile at the front and rear entrances and commercial-grade laminate with updated trim flowing seamlessly through the living room, kitchen, and dining area. The spacious living room, complete with a custom roller shade, is ideal for cozy family movie nights and opens beautifully to the heart of the home. The kitchen, newly updated in 2025, is designed for both everyday living and entertaining. It features a gas stove, a pantry with custom oak shelving & counter space, & a central island, while the adjacent dining area creates a welcoming space for family meals. A recently remodeled 2-piece bathroom on the main floor adds both style & functionality. Upstairs, you'll find three generous bedrooms & a well-appointed 4-piece bathroom, offering comfortable spaces for the whole family. The lower-level family room, updated in 2020, includes an electric fireplace & provides a versatile space-perfect for watching the game together or giving kids a place to relax with friends. The laundry room also features a rough-in for an additional bathroom, ready for your finishing touches. Step outside through the patio doors to a fully fenced backyard oasis. Completed in 2023, the poured concrete patio with a 12 x 12 pergola & hot tub creates an ideal space for family gatherings and entertaining. Additional highlights include shingles (2022), a heated single-car garage, new interior doors, wired security cameras, fingerprint and keypad entry, & Google Nest smoke & CO detectors. Welcome Home!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,547
- Land Transfer Tax Fee
- $8,455
Rental Items
- Rental Equipment
- Hot water
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Air Exchanger, Auto Garage Door Remote, Sump Pump
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric, Family Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Hot Tub
- Pool
- None
- Property Features
- Fenced Yard, School, Park, Hospital
- Other Structures
- Fence - Full, Gazebo
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 16-30
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 36.09 ft
- Lot Depth
- 124.67 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer
Exclusions
- Exclusions
- Sauna
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Kitchen—Main level, Combined w/Dining
- Dining Room—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Family Room—Lower level
- Laundry—Lower level
- Utility Room—Lower level
- Bathroom—Main level, 2 Pc Bath
- Bathroom—Second level, 4 Pc Bath
Washrooms
- 4-piece, Second
- 2-piece, Main
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Southdale
- Directions
- From Southdale Line turn North on Penhale
- MLS® number
- X12748228
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-02-27
- Listed on
- 2026-02-02
- Days on market
- 25 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- STREETCITY REALTY INC.
Home Market Value
Current home valuation for 105 Penhale Avenue, St. Thomas, St. Thomas, ON. Listed for $599,000
HOMEH Estimate
$574,500
Estimated Sales Range
$453,855 - $695,145
HOMEH Estimate for 105 Penhale Avenue, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,000 over $500K
$34,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,546 | $16,712 | $14,256 | $0 |
=Total mortgage | $586,205 | $555,812 | $523,406 | $479,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,862monthly | $2,714monthly | $2,556monthly | $2,340monthly |
Land Transfer Tax
$8,455
$8,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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