Sold for:Sold Jan 24, 2026
$349,999

85 St Catharine Street

St. Thomas, ON N5P 2W4

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 85 St Catharine Street, St. Thomas

2026-01-06
2026-01-24
Sold
Price
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MLS#
x12668926
2025-10-30
2026-01-05
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 85 St Catharine Street, St. Thomas

Welcome to 85 St. Catharines Street, a charming two-storey home in the heart of St. Thomas. This move-in-ready property features 3 comfortable bedrooms and 1.5 bathrooms, ideal for first-time buyers, young families, or anyone seeking a stylish and affordable place to call home.Step inside to a bright living room that flows into a dedicated dining space, perfect for family dinners or hosting friends. The kitchen sits at the back of the home with direct access to the foyer leading to the fully fenced backyard. Fresh paint throughout brings a modern lift, while original details maintain the character and charm that make this home special.Enjoy peace of mind with several thoughtful updates, including a new roof in 2023 and new exterior doors in 2025. Outdoors, the newly poured concrete patio (2024) creates an ideal setting for summer barbecues, outdoor dining, or simply relaxing and making memories. The front porch is a cozy space to start your day with a morning coffee.This inviting home offers comfort, style, and a strong sense of community. Come experience all that 85 St. Catharines Street has to offer. Your next chapter begins here.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,791
Land Transfer Tax Fee
$3,725

Rental Items

Rental Equipment
HOT WATER TANK

Basement Type
Full

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
36.46 ft
Lot Depth
78.00 ft
Lot Size
0.07 ac

Inclusions

Inclusions
FRIDGE, STOVE, WASHER, DRYER, DISHWASHER, OUTDOOR CANOPY

Parking & Garages

Garage Type
None
Garage Spaces
3
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level

Washrooms

  • 4-piece, Second
  • 2-piece, Main

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
MEDA ST.
Zoning
RESIDENTIAL
Directions
EAST

MLS® number
X12668926
Data source
Toronto Regional Real Estate Board
Status change
2026-01-24
Listed on
2026-01-06
Days on market
18 days
Possession type
30-59 days
Co-op commission
2.5
Seller
Listed by
RE/MAX SARNIA REALTY INC.

Home Market Value

Current home valuation for 85 St Catharine Street, St. Thomas, St. Thomas, ON. Listed for $349,999

HOMEH Estimate

?

$345,500

Estimated Sales Range

?

$272,945 - $418,055

HOMEH Estimate for 85 St Catharine Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$345,500Medium confidence
Based on 14 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$17,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$13,300$9,765$8,330$0
=Total mortgage
$345,799$324,764$305,829$279,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,688monthly$1,586monthly$1,493monthly$1,367monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$3,725

Total Land Transfer Tax

$3,725

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4/100Almost All Errands Require a Car
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