
20 Victoria Street
St. Thomas, ON N5R 2E5
- 4Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $2,936Tax
- 29×66 ftLot Size
- Estimated Value:$438,130See Free Estimate Report

Sale & Price History for 20 Victoria Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 20 Victoria Street, St. Thomas
Summarized Description
- Beautifully updated two-storey yellow brick home
- Four spacious bedrooms and versatile loft space
- Updated kitchen with walk-in pantry
- Private back deck for outdoor enjoyment
- Finished lower level with recreation room
- In-floor heating and ductless cooling system
- Located in a sought-after neighbourhood
- Close to parks, schools, and local amenities
Come home to 20 Victoria St in St. Thomas, a beautifully updated two-storey yellow brick home nestled in the sought-after Courthouse neighbourhood. The second floor offers four spacious bedrooms, a full 4-piece bathroom, and access to a versatile loft space-perfect for a playroom, home office, or potential additional bedroom (just needs stairs).The main level features a welcoming foyer, bright and spacious principal rooms, an updated kitchen, dining area, and a walk-in pantry that could also be converted into a convenient laundry space, with direct access to a private back deck.The finished lower level includes a recreation room, laundry closet, 3-piece bathroom, and additional storage. The home is equipped with in-floor heating throughout and a ductless system on the second floor for both heating and cooling, updated AC unit. Added sound insulation between levels enhances comfort and privacy.Offering generous space for families or couples alike, this home also includes street parking with two neighbourhood passes (winter permits available separately), meaning no driveway maintenance.The Courthouse neighbourhood is one of St. Thomas' most charming and sought-after pockets, known for its mature tree-lined streets, historic homes, and strong sense of community. Centered around the iconic Elgin County Courthouse, the area offers a unique blend of character, walkability, and everyday convenience. With close proximity to parks, schools, and local amenities, it's a neighbourhood that combines timeless appeal with a truly livable lifestyle.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,936
- Land Transfer Tax Fee
- $6,375
- Basement Type
- Full, Finished
Interior Features
- Interior Extras
- Separate Heating Controls, Water Meter, Upgraded Insulation, Water Heater, Sump Pump
- Fireplace/Stove
- Yes
- Fireplace Features
- Roughed In, Living Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch, Privacy
- Pool
- None
- Accessibility Features
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Wood , Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 29.00 ft
- Lot Depth
- 66.00 ft
- Lot Size
- 0.045
- Lot Shape
- Irregular
- Lot Size Code
- 66 x 29
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 0
Heating & Cooling
- Heat Source
- Ground Source
- Heat Type
- Radiant
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Primary Bedroom—Second level
- Dining Room—Main level
- Recreation—Basement level
- Utility Room—Basement level
- Other—Basement level
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Second level
- Loft—Third level
- Bedroom—Second level
- Bedroom—Second level
Washrooms
- 4-piece, Second
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Stanley st& Victoria
- Zoning
- R3
- Directions
- From Wellington Street head south on Metcalfe then west onto Victoria Street - house is on the south side. Parking is street parking.
- Waterfront
- None
- MLS® number
- X13753826
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-08
- Updated on
- 2026-09-08
- Days on market
- 41 days
- Possession date
- 2026-12-01
- Possession type
- 30-59 days
- Co-op commission
- 2.5% + hst
- Seller
- Listed by
- REMAX YOUR COMMUNITY REALTY
Home Market Value
Current home valuation for 20 Victoria Street, St. Thomas, St. Thomas, ON. Listed for $495,000
HOMEH Estimate
$438,130
Estimated Sales Range
$346,123 - $530,137
HOMEH Estimate for 20 Victoria Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,750
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,810 | $13,811 | $11,781 | $0 |
=Total mortgage | $489,060 | $459,311 | $432,531 | $396,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,388monthly | $2,243monthly | $2,112monthly | $1,933monthly |
Land Transfer Tax
$6,375
$6,375
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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