Listed for:Listed Sep 8, 2026
$529,900

37 Lake Margaret Trail

St. Thomas, ON N5R 6K7

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 37 Lake Margaret Trail, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 37 Lake Margaret Trail, St. Thomas

Summarized Description

  • Bright and spacious 2 bedroom + 2 den bungalow
  • Move-in ready with modern upgrades
  • Fully finished lower level with extra bedrooms
  • Cathedral ceilings in the living room
  • Fenced backyard with covered deck
  • New furnace, AC, and water heater
  • Close to parks, schools, and shopping
  • Perfect for families or downsizers

Welcome to this bright and spacious 2 bedroom + 2 den, 2-bathroom bungalow with an attached garage, located in the highly sought-after Lake Margaret Estates, just steps from scenic walking trails, Lake Margaret, Pinafore Park, schools, shopping, and everyday amenities. This move-in-ready home offers the perfect blend of comfort, functionality, and location.The inviting main floor features a sun-filled living room with soaring cathedral ceilings. The spacious kitchen is complete with refinished white cabinetry, ceramic flooring, a movable centre island, and an adjoining dining area with patio doors leading to a covered deck overlooking the fully fenced backyard-perfect for entertaining or enjoying your morning coffee.The generous primary bedroom offers double closets and cheater ensuite access, while a second bedroom completes the main level.The fully finished lower level significantly expands the living space with a large family room featuring laminate flooring and pot lighting, an additional 2 bedrooms, a 3-piece bathroom, laundry area, and ample storage.Whether you're looking to downsize without sacrificing space or searching for a family-friendly home in one of St. Thomas' most desirable neighbourhoods, this exceptional property is ready to welcome you home. Singles 2018. Furnace 2023, AC (heat pump) 2023, water heater 2024.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,321
Land Transfer Tax Fee
$7,073

Basement Type
Finished, Full

Interior Features

Interior Extras
Primary Bedroom - Main Floor
Security Features
None
Fireplace/Stove
Yes
Fireplace Features
Fireplace Insert, Living Room
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch, Patio
Pool
None
Property Features
Fenced Yard, Hospital, Lake/Pond, Park
Other Structures
Fence - Full, Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
16-30

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Shingles
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
39.70 ft
Lot Depth
109.00 ft
Lot Size
39.70 x 112.00
Lot Shape
Rectangular
Lot Size Code
39.70 x 112.00

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 4-piece, Main
  • 3-piece, Basement

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
off Southdale Road
Directions
EAST ON SOUTHDALE LINE, NORTH ON LAKE MARGARET TR, HOUSE ON EAST SIDE OF STREET
Waterfront
None

MLS® number
X13754318
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-08
Updated on
2026-10-08
Days on market
47 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
THE REALTY FIRM INC.

Home Market Value

Current home valuation for 37 Lake Margaret Trail, St. Thomas, St. Thomas, ON. Listed for $529,900

HOMEH Estimate

?

$433,173

Estimated Sales Range

?

$370,985 - $529,230

HOMEH Estimate for 37 Lake Margaret Trail, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$433,173Low confidence
Based on 3 comparable properties
+ $96,727 (22%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.3%

5% on first $500K + 10% on $29,900 over $500K

Minimum down payment

$27,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,073$14,784$12,612$0
=Total mortgage
$521,888$491,694$463,027$423,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,548monthly$2,401monthly$2,261monthly$2,070monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,073

Total Land Transfer Tax

$7,073

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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