21 Spruce Street
St. Thomas, ON N5R 1N4
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $2,927Tax
- 44×132 ftLot Size
Estimated Value:$437,450See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 21 Spruce Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-08-06 | 2026-08-17 | Login to See Prices | Sold | x13645472 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 21 Spruce Street, St. Thomas
Summarized Description
- Charming bungalow with historic character and curb appeal.
- Open concept living and dining area with hardwood floors.
- Three spacious bedrooms on the main level.
- Finished basement with family room and additional bath.
- Large yard perfect for outdoor activities.
- Updated features throughout, including vinyl flooring.
- Potential for further development in the basement.
Welcome home! This charming bungalow's character shows from the street all the way to the basement. As you enter the home from the covered front porch you are welcomed in by the beautiful open concept dining/living room with beautiful original hardwood floors as well as the kitchen that leads to the large yard. Also on the main level are all 3 bedroom and a 4 piece bathroom. The basement has a spacious finished family room with updated vinyl flooring, 3 piece bath, laundry room and lots of storage with more development potential.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,927
- Land Transfer Tax Fee
- $5,273
Rental Items
- Rental Equipment
- Hot water heater
- Basement Type
- Development Potential
Interior Features
- Interior Extras
- Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Shingles
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 44.00 ft
- Lot Depth
- 132.00 ft
Inclusions
- Inclusions
- Fridge, stove, built in oven, washer, dryer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bedroom 3—Main level
- Primary Bedroom—Main level
- Living Room—Main level
- Recreation—Lower level
- Kitchen—Main level
- Bedroom 2—Main level
- Laundry—Lower level
Washrooms
- 4-piece, Main
- 3-piece, Lower
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- ELMINA ST AND ELM ST
- Directions
- ELMINA ST TO SPRUCE ST
- MLS® number
- X13645472
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-17
- Listed on
- 2026-08-06
- Days on market
- 11 days
- Possession date
- 2026-10-01
- Possession type
- 30-59 days
- Co-op commission
- 2%+HST
- Seller
- Listed by
- RE/MAX CENTRE CITY REALTY INC.
Home Market Value
Current home valuation for 21 Spruce Street, St. Thomas, St. Thomas, ON. Listed for $439,900
HOMEH Estimate
$437,450
Estimated Sales Range
$345,586 - $529,315
HOMEH Estimate for 21 Spruce Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,716 | $12,273 | $10,470 | $0 |
=Total mortgage | $434,621 | $408,183 | $384,385 | $351,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,122monthly | $1,993monthly | $1,877monthly | $1,718monthly |
Land Transfer Tax
$5,273
$5,273
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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