Sold for:Sold Mar 9, 2026
$390,000

12 Spruce Street

St. Thomas, ON N5R 1N5

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 12 Spruce Street, St. Thomas

2026-02-25
2026-03-09
Sold
Price
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MLS#
x12819990

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 12 Spruce Street, St. Thomas

Summarized Description

  • Detached home in a tranquil area.
  • Affordable price for potential buyers.
  • Opportunity to create lasting memories.
  • Near all amenities for convenience.
  • Sold in 'as is' condition.
  • Solid bones for renovation potential.
  • Great investment opportunity.

PROPERTY BEING SOLD IN "AS IS" CONDITION WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND. DETACHED HOME IN TRANGUILL AREA, NEAR ALL AMENDITIES, THIS IS AN OPPORTUNITY TO ENJOY A FULLY DETACHED HOME AT AN AFFORDABLE PRICE AND CREATE LONG LASTING MEMORIES.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,962
Land Transfer Tax Fee
$4,325

Basement Type
Full

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
49.00 ft
Lot Depth
132.00 ft

Inclusions

Inclusions
None

Parking & Garages

Garage Type
None
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Bedroom—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Den—
    Main level
  • Bedroom—
    Second level

Washrooms

  • 4-piece, Main

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
ELMINA ST
Directions
ELMINA ST TO SPRUCE ST

MLS® number
X12819990
Data source
Toronto Regional Real Estate Board
Status change
2026-03-09
Listed on
2026-02-25
Days on market
12 days
Possession type
Flexible
Co-op commission
2% plus HST
Seller
Listed by
RE/MAX ESCARPMENT REALTY INC.

Home Market Value

Current home valuation for 12 Spruce Street, St. Thomas, St. Thomas, ON. Listed for $390,000

HOMEH Estimate

?

$358,000

Estimated Sales Range

?

$282,820 - $433,180

HOMEH Estimate for 12 Spruce Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$358,000Medium confidence
Based on 12 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$14,820$10,881$9,282$0
=Total mortgage
$385,320$361,881$340,782$312,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,881monthly$1,767monthly$1,664monthly$1,523monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,325

Total Land Transfer Tax

$4,325

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