
90 Locust Street
St. Thomas, ON N5R 2C4
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $2,807Tax
- 40×120 ftLot Size
- Estimated Value:$428,707See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 90 Locust Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-02-24 | 2026-06-29 | Login to See Prices | Terminated | x12814406 |
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About 90 Locust Street, St. Thomas
Summarized Description
- Classic 1.5 storey home with character and comfort.
- Private driveway enhances convenience and privacy.
- Formal dining room ideal for gatherings and meals.
- Updated main bath adds modern appeal.
- Partly finished basement offers versatile space.
- Fully fenced backyard perfect for outdoor activities.
- Peaceful neighborhood with historic tree canopy.
- Three bedrooms provide ample family space.
90 Locust Street offers more than just a roof over your head - it offers a lifestyle rooted in community and comfort. This classic 1.5 storey home perfectly captures the balance of character and functional living, making it an ideal sanctuary for those who value both aesthetic and ease. As you pull into your private driveway, the neighbourhood's quiet energy immediately makes you feel at ease. Stepping inside, the layout invites you to slow down and enjoy the art of living. The main floor is anchored by a formal dining room, a space designed for long Sunday brunches, candlelit dinners, and the kind of conversations that linger well after the meal is over. Transitioning toward the back of the home, the rear mudroom provides a dedicated "buffer zone" for organized living, keeping the main living areas pristine while offering the extra space needed for seasonal gear, strollers, or pet essentials.The upper level houses three bedrooms, providing a peaceful retreat for the whole family, serviced by an updated main bath. For those looking for a bit more versatility, the partly finished basement with half bath offers a blank canvas - perfect for a cozy media den, a workout studio, or a quiet office away from the household buzz. Step outside into the fully fenced backyard, your own private outdoor oasis. Whether you're hosting a summer barbecue, watching the dogs run, or simply enjoying a morning coffee under the shade of mature trees, this space is built for memories. Living here means being part of a neighborhood where evening strolls under the historic tree canopy are the norm, and the best of St. Thomas is just moments away.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,807
- Land Transfer Tax Fee
- $6,275
Rental Items
- Rental Equipment
- Water Heater
- Basement Type
- Full, Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Sump Pump, Water Meter
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Fenced Yard, Public Transit, School Bus Route
- Other Structures
- Fence - Full, Garden Shed
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick Veneer, Vinyl Siding
- Roof
- Asphalt Shingle, Shingles
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 40.00 ft
- Lot Depth
- 120.00 ft
- Lot Size
- 0.113
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, Mudroom Shelving
Exclusions
- Exclusions
- Greenhouse, 2 Freezers, Deck Panelling, Plants and Ribbon, Primary Bedroom Mirrors
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Den—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Recreation—Basement level
- Other—Basement level
Washrooms
- 4-piece, Main
- 2-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Fourth Avenue
- Zoning
- R3
- Directions
- Between Fourth and Fifth Streets
- MLS® number
- X12814406
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-29
- Listed on
- 2026-02-24
- Days on market
- 125 days
- Possession type
- 60-89 days
- Co-op commission
- 2%
- Seller
- Listed by
- ROYAL LEPAGE TRILAND REALTY
Home Market Value
Current home valuation for 90 Locust Street, St. Thomas, St. Thomas, ON. Listed for $490,000
HOMEH Estimate
$428,707
Estimated Sales Range
$338,679 - $518,735
HOMEH Estimate for 90 Locust Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,620 | $13,671 | $11,662 | $0 |
=Total mortgage | $484,120 | $454,671 | $428,162 | $392,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,364monthly | $2,220monthly | $2,091monthly | $1,914monthly |
Land Transfer Tax
$6,275
$6,275
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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