87 Elgin Street
St. Thomas, ON N5R 3M3
- 4Bedrooms
- 3Bathrooms
- 2Garage
- 2000–2500Sq Ft
- $4,202Tax
- 44×138 ftLot Size
Estimated Value:$560,985See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 87 Elgin Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-02-23 | 2026-05-13 | Login to See Prices | Terminated | x12811666 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 87 Elgin Street, St. Thomas
Summarized Description
- Stunning fully renovated two-story brick home.
- Custom kitchen with high-end finishes.
- Detached two-car garage with ample parking.
- Luxurious primary suite with ensuite.
- Four bedrooms and three full bathrooms.
- Located in a lovely neighborhood.
- Close to parks, schools, and amenities.
Welcome to this stunning, fully renovated two-story brick home offering over 2,100 sq. ft. of above-grade living space. Featuring a detached, insulated two-car garage and ample parking, this property perfectly blends functionality with high-end finishes. Step inside and fall in love with the custom kitchen, complete with quartz countertops, oversized upper cabinets, a 10-foot island with breakfast bar, soft-close doors, and two spacious pantries - all appliances included. Enjoy 9-foot ceilings on the main floor and 8'10" ceilings upstairs, giving every room an airy, open feel. The primary suite is a true retreat, featuring a tray ceiling, walk-in closet, and a luxurious 4-piece ensuite. With 4 bedrooms, 3 full bathrooms, and thoughtful spaces including a laundry room, mudroom, and two private offices, this home is designed for both comfort and productivity. Located in a lovely neighbourhood in St. Thomas and close to parks, schools and tons of amenities. Book a private showing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,202
- Land Transfer Tax Fee
- $9,473
Rental Items
- Rental Equipment
- hot water heater
- Under Contract
- Hot Water Heater
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Auto Garage Door Remote, Bar Fridge
- Security Features
- Alarm System, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
- Property Features
- Fenced Yard
- Other Structures
- Gazebo
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 44.00 ft
- Lot Depth
- 138.43 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, stove, dishwasher, wine fridge, washer, dryer
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Family Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Mud Room—Main level
- Office—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bedroom 4—Second level
- Laundry—Second level
- Office—Second level
Washrooms
- 3-piece, Main
- 4-piece, Second
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Gladstone Ave.
- Directions
- Gladstone Ave.
- MLS® number
- X12811666
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-13
- Listed on
- 2026-02-23
- Days on market
- 79 days
- Possession type
- 60-89 days
- Co-op commission
- 2% + HST
- Seller
- Listed by
- PINHEIRO REALTY LTD
Home Market Value
Current home valuation for 87 Elgin Street, St. Thomas, St. Thomas, ON. Listed for $649,900
HOMEH Estimate
$560,985
Estimated Sales Range
$443,178 - $678,792
HOMEH Estimate for 87 Elgin Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $149,900 over $500K
$39,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,384 | $18,132 | $15,468 | $0 |
=Total mortgage | $633,990 | $603,042 | $567,883 | $519,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,095monthly | $2,944monthly | $2,773monthly | $2,539monthly |
Land Transfer Tax
$9,473
$9,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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