44 Elgin Street
St. Thomas, ON N5R 3M1
- 2Bedrooms
- 2Bathrooms
- 0Garage
- 2000–2500Sq Ft
- $3,592Tax
- 55×76 ftLot Size
Estimated Value:$405,000See Free Estimate Report
Sale & Price History for 44 Elgin Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 44 Elgin Street, St. Thomas
Summarized Description
- Stunning two storey century home with modern updates.
- Updated kitchen and renovated 4 piece bathroom.
- Grand foyer leading to multiple living spaces.
- Generous primary bedroom with additional den.
- Large deck and partially fenced yard for outdoor enjoyment.
- 2 car parking available off St Anne's Place.
- Convenient main floor laundry and office area.
- Access to downtown and nearby amenities.
Welcome to 44 Elgin Street! This stunning two storey yellow brick home offers a beautiful combination of a classic century home with modern touches. Located with access to the downtown and many other amenities. The main level boasts a grand foyer which leads you to the living room, formal dining room, office area, updated kitchen, breakfast area, side entrance, family room with access to large deck area and partially fenced yard, main floor laundry and a two piece bathroom. Moving to the second level by a century old curved staircase is the generous size primary bedroom, a second bedroom, den (could be 3rd bedroom), updated 4 piece bathroom and just off the hallway is access to the second floor open porch area (updated at the same time the front porch was updated). This home was recently painted throughout. Don't miss out on the opportunity to own this stunning Century Home with some modern touches. 2 car parking at the side of the house off of St Anne's Place.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,592
- Land Transfer Tax Fee
- $6,733
Rental Items
- Rental Equipment
- NONE
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Water Heater Owned
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Public Transit
- Other Structures
- Fence - Partial
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 55.00 ft
- Lot Depth
- 76.00 ft
- Lot Size
- 4180
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Refrigerator, Stove, Dishwasher, Microwave, Washer Dryer. (all "as is" condition) Window Coverings and Blinds
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Den—Second level, Laminate
- Laundry—Ground level
- Kitchen—Ground level
- Breakfast—Ground level
- Living Room—Ground level, Laminate
- Family Room—Ground level, Sliding Doors
- Office—Ground level
- Bedroom—Second level, Laminate
- Primary Bedroom—Second level, Laminate
- Foyer—Ground level, Ceramic Floor
- Dining Room—Ground level, Laminate
Washrooms
- 2-piece, Ground
- 4-piece, Second
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Wellington Street
- Zoning
- R-4
- Directions
- West on Wellington St. turn left onto Elgin Street
- MLS® number
- X13808478
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-21
- Updated on
- 2026-09-22
- Days on market
- 24 days
- Possession type
- 1-29 days
- Co-op commission
- 2% + HST
- Seller
- Listed by
- ROYAL LEPAGE TRILAND REALTY
Home Market Value
Current home valuation for 44 Elgin Street, St. Thomas, St. Thomas, ON. Listed for $512,900
HOMEH Estimate
$405,000
Estimated Sales Range
$319,950 - $513,056
HOMEH Estimate for 44 Elgin Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $12,900 over $500K
$26,290
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,449 | $14,310 | $12,207 | $0 |
=Total mortgage | $505,678 | $475,920 | $448,172 | $410,320 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,469monthly | $2,324monthly | $2,188monthly | $2,003monthly |
Land Transfer Tax
$6,733
$6,733
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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