Listed for:Listed 24 days ago
$569,900

17 Cortland Terrace

St. Thomas, ON N5R 0J6

Freehold Townhouse For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 17 Cortland Terrace, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 17 Cortland Terrace, St. Thomas

Summarized Description

  • End unit with no condo fees.
  • Private, fully-fenced lot with pergola.
  • Bright kitchen with stainless steel appliances.
  • Finished lower-level with extra bedroom.
  • Main floor laundry and primary ensuite.
  • South-facing covered front porch.
  • Two additional windows for natural light.
  • Double car driveway and single garage.

END UNIT! ONE-FLOOR! NO CONDO FEES! Welcome to 17 Cortland Terrace boasting private, fully-fenced lot (35.26' x 131.39' ) with privacy pergola, BBQ gasline and deck neatly tucked off sliding patio doors leading into main floor living area with vaulted ceiling, potlights, and bright, well-appointed kitchen including stainless steel appliances, built-in microwave and slender pantry. Kitchen showcases convenient island with easy close cabinetry. END UNIT offers TWO additional windows allowing for lots of natural light to flood the living spaces. Main floor primary bedroom offers primary 3pc ensuite with walk-in closet. Second bedroom on main floor is being shown as hobby and crafts room. Main floor laundry. Finished lower-level shines with a deep-pour foundation providing taller ceiling height and larger windows for natural light. Lower-level shines with 4pc bathroom, bedroom, family room and handy workshop. Stair lift can be included or excluded. This 1780 sq ft of finished living spaces leads to south-facing, covered front porch for easy additional outdoor space. Double car driveway and single car garage with desirable inside entry completes this excellent valued home. Welcome Home. You'll be happy here.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,909
Land Transfer Tax Fee
$7,873

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Finished

Interior Features

Laundry Level
Main Level
Interior Extras
ERV/HRV, Primary Bedroom - Main Floor, Sump Pump, Auto Garage Door Remote
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Porch, Privacy
Pool
None
Property Features
Fenced Yard, Place Of Worship, School
Other Structures
Fence - Full

Building

Building Type
Freehold Townhouse
Building Style
Bungalow
Approx Age
6-15

Construction

Exterior Finish
Board & Batten , Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
35.26 ft
Lot Depth
121.39 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Built-in Microwave, Washer, Dryer, Window Coverings, Garage Door Opener, 2 Bar Stools

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bedroom 3—
    Lower level
  • Great Room—
    Main level, Vaulted Ceiling(s), Overlooks Backyard, Sliding Doors
  • Primary Bedroom—
    Main level
  • Family Room—
    Lower level
  • Bedroom—
    Main level
  • Kitchen—
    Main level, Carpet Free, Centre Island, Combined w/Great Rm

Washrooms

  • 3-piece, Main
  • 4-piece, Lower

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Peach Tree Blvd / Cortland Terrace
Zoning
HR3A-33
Directions
East along Southdale Line, north into Peach Tree Blvd, east into Cortland Terrace

MLS® number
X13809672
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-21
Updated on
2026-09-21
Days on market
24 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
SUTTON GROUP - SELECT REALTY

Home Market Value

Current home valuation for 17 Cortland Terrace, St. Thomas, St. Thomas, ON. Listed for $569,900

HOMEH Estimate

?

$495,050

Estimated Sales Range

?

$391,090 - $599,011

HOMEH Estimate for 17 Cortland Terrace, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$495,050Medium confidence
Based on 5 comparable properties
+ $74,850 (15%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Approximate location — on this street
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.6%

5% on first $500K + 10% on $69,900 over $500K

Minimum down payment

$31,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,497$15,900$13,564$0
=Total mortgage
$558,913$528,810$497,979$455,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,729monthly$2,582monthly$2,431monthly$2,226monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,873

Total Land Transfer Tax

$7,873

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2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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