Listed for:Listed Sep 14, 2026
$574,900

102 Cortland Terrace

St. Thomas, ON N5R 0P8

Freehold Townhouse For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 102 Cortland Terrace, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 102 Cortland Terrace, St. Thomas

Summarized Description

  • Beautiful 2-storey townhouse by Hayhoe Homes.
  • Open concept design with luxury finishes.
  • Designer kitchen with quartz countertops and gas stove.
  • Spacious primary bedroom with walk-in closet.
  • Unfinished basement offers development potential.
  • Located in desirable Orchard Park Meadows community.
  • Walking distance to schools, parks, and trails.
  • Perfect starter home for families or professionals.

This beautiful 2-storey exterior townhouse built by Hayhoe Homes, featuring 3 bedrooms, 2.5 bathrooms, and a single-car garage. The open concept main floor, with 9' ceilings, luxury vinyl plank flooring, a designer kitchen with quartz countertops, an island, gas stove and a cabinet-style pantry, dining room with a transom window that brings in natural light, and a large great room with big windows and a patio door to the rear deck. The second level features 3 bedrooms and a 4-piece main bathroom. The spacious primary bedroom offers a walk-in closet and a 3-piece ensuite with a shower. The unfinished basement provides development potential for a future family room, 4th bedroom, and bathroom (roughed in bathroom already exists). Other features include convenient second-floor laundry, HRV, and many more upgraded features. Double drive for 2 vehicle. Located in desirable South-East St. Thomas in the Orchard Park Meadows community, walking distance to schools, parks, trails, only minutes away to the hospital and 14 minutes drive to Port Stanley Beach. Make this a perfect starter home for a family to grow or young professional.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,685
Land Transfer Tax Fee
$7,973

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Upper Level
Interior Extras
ERV/HRV, On Demand Water Heater
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Park, Place Of Worship, School, School Bus Route

Building

Building Type
Freehold Townhouse
Building Style
2-Storey
Approx Age
0-5

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
31.16 ft
Lot Depth
97.78 ft
Lot Size
3067.71

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
3
Kitchens
1

Room sizes

  • Laundry—
    Second level
  • Bathroom—
    Second level
  • Foyer—
    Main level
  • Dining Room—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath
  • Utility Room—
    Basement level
  • Bedroom 3—
    Second level
  • Living Room—
    Main level
  • Bedroom 2—
    Second level
  • Kitchen—
    Main level
  • Bathroom—
    Second level, 3 Pc Ensuite
  • Primary Bedroom—
    Second level, 3 Pc Ensuite

Washrooms

  • 2-piece, Main
  • 3-piece, Second
  • 4-piece, Second

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Renaissance Rd & Cortland Terr
Directions
West on round-about on Cortland Terrace, Property is on the south side of Cortland Terrace.

MLS® number
X13779106
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-14
Updated on
2026-09-15
Days on market
31 days
Possession type
Flexible
Co-op commission
2% Plus HST
Seller
Listed by
ROYAL LEPAGE TRILAND REALTY

Home Market Value

Current home valuation for 102 Cortland Terrace, St. Thomas, St. Thomas, ON. Listed for $574,900

HOMEH Estimate

?

$488,380

Estimated Sales Range

?

$385,820 - $590,940

HOMEH Estimate for 102 Cortland Terrace, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$488,380Medium confidence
Based on 5 comparable properties
+ $86,520 (18%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Approximate location — on this street
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.7%

5% on first $500K + 10% on $74,900 over $500K

Minimum down payment

$32,490

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,685$16,040$13,683$0
=Total mortgage
$563,816$533,450$502,348$459,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,753monthly$2,605monthly$2,453monthly$2,246monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,973

Total Land Transfer Tax

$7,973

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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