22 Cortland Terrace
St. Thomas, ON N5R 0J7
- 2+1Bedrooms
- 3Bathrooms
- 1Garage
- 700–1100Sq Ft
- $3,610Tax
- 26×115 ftLot Size
Estimated Value:$496,468See Free Estimate Report
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About 22 Cortland Terrace, St. Thomas
Welcome to 22 Cortland Terrace, St. Thomas! This stunning 5-year-old freehold home (No Condo Fees!) is nestled in a sought-after neighborhood, offering modern design and comfortable living. The open-concept layout features a stylish kitchen with an island, pantry, ample cabinetry, and stainless steel appliances perfect for entertaining. The bright and inviting living room boasts an elegant electric fireplace, creating a cozy ambiance. With 3 bathrooms, a finished family room, and a sundeck with a gazebo, this home has space for relaxation and gatherings. Enjoy privacy in the fully fenced backyard. Don't miss this fantastic opportunity schedule your viewing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,610
- Land Transfer Tax Fee
- $8,073
Rental Items
- Rental Equipment
- Hot Water Heater Tank
- Basement Type
- Partially Finished, Full
Interior Features
- Interior Extras
- Auto Garage Door Remote, Primary Bedroom - Main Floor
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch, TV Tower/Antenna
- Pool
- None
- Property Features
- Hospital, Fenced Yard
Building
- Building Type
- Freehold Townhouse
- Building Style
- Bungalow
- Approx Age
- 0-5
Construction
- Exterior Finish
- Vinyl Siding, Brick
- Roof
- Shingles
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 26.42 ft
- Lot Depth
- 114.83 ft
- Lot Size
- 114.83 x 26.42
- Lot Size Code
- 114.83 x 26.42
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer, Built-in Microwave, Dishwasher, Carbon Monoxide and Smoke Detectors, Auto Opener & Remote(s), Range hood, All Window Coverings.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Available
- Hydro
- Available
- Bedrooms
- 2 + 1
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Foyer—Main level
- Bedroom—Main level
- Bathroom—Main level
- Other—Main level
- Bathroom—Main level, Ensuite Bath
- Primary Bedroom—Main level
- Family Room—Lower level
- Bedroom—Lower level
- Bathroom—Lower level
- Utility Room—Lower level
- Other—Lower level
Washrooms
- 3-piece, Main
- 4-piece, Main
- 4-piece, Lower
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- HWY #3; Turn South onto Centennial Ave.; to the roundabout take the first exit (ELM ST); South onto Peach Tree Blvd. Go straight through two roundabouts staying on Peach Tree Blvd.; East onto Cortland Terrace. property on right side.
- Zoning
- HR3A-35
- MLS® number
- X11957275
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-04-18
- Listed on
- 2025-02-05
- Days on market
- 72 days
- Possession type
- 90+ days
- Co-op commission
- 2%
- Seller
- Listed by
- RE/MAX Tri-County Realty Inc Brokerage
Home Market Value
Current home valuation for 22 Cortland Terrace, St. Thomas, St. Thomas, ON. Listed for $579,900
HOMEH Estimate
$496,468
Estimated Sales Range
$392,210 - $600,726
HOMEH Estimate for 22 Cortland Terrace, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $79,900 over $500K
$32,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,874 | $16,179 | $13,802 | $0 |
=Total mortgage | $568,720 | $538,089 | $506,717 | $463,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,777monthly | $2,627monthly | $2,474monthly | $2,265monthly |
Land Transfer Tax
$8,073
$8,073
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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