56 Cortland Terrace
St. Thomas, ON N5R 0J7
- 3+1Bedrooms
- 4Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $4,011Tax
- 21×103 ftLot Size
Estimated Value:$541,561See Free Estimate Report
Sale & Price History for 56 Cortland Terrace, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 56 Cortland Terrace, St. Thomas
Summarized Description
- Beautifully designed 4-bedroom, 4-bathroom townhome.
- Bright open-concept layout with modern features.
- Primary suite includes walk-in closet and ensuite.
- Fully finished lower level with extra living space.
- Move-in ready, ideal for modern family living.
- Conveniently located near schools and shopping.
- Private driveway with space for 3 cars.
Beautifully designed 4-bedroom, 4-bathroom freehold townhome in St. Thomas! Featuring a bright open-concept layout, modern kitchen with center island, spacious living and dining areas, primary suite with walk-in closet and ensuite, second-floor laundry, and a fully finished lower level with an additional bedroom, full bath, and a versatile living space ideal for a family room, home office, or guest retreat. Complete with an attached garage, private driveway (total 3 car parking), deck, and backyard, all conveniently located near schools, parks, shopping, trails, and major routes. Move-in ready and perfect for modern family living!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,011
- Land Transfer Tax Fee
- $7,871
Rental Items
- Rental Equipment
- Hot Water Tank
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Finished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Auto Garage Door Remote
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Fenced Yard, School, Place Of Worship, Park, Public Transit, Library
- Accessibility Features
- Parking
Building
- Building Type
- Freehold Townhouse
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 21.00 ft
- Lot Depth
- 103.35 ft
Inclusions
- Inclusions
- S/S Fridge, S/S Stove, S/S B/I Dishwasher, washer, dryer, window coverings, bathroom fixtures affixed.
Exclusions
- Exclusions
- Fridge in basement
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 4
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Other—Second level
- Dining Room—Main level
- Other—Second level, Walk-In Closet(s)
- Utility Room—Basement level
- Recreation—Basement level
- Bedroom 3—Second level
- Bedroom 2—Second level
- Bedroom 4—Basement level
- Powder Room—Main level
- Foyer—Main level
- Kitchen—Main level
- Primary Bedroom—Second level
- Living Room—Main level
- Laundry—Second level
- Bathroom—Second level
- Bathroom—Second level, 4 Pc Ensuite
- Other—Basement level
- Bathroom—Basement level, 3 Pc Bath
- Room—
Washrooms
- 2-piece, Main
- 4-piece, Second
- 3-piece, Second
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Cortland Terrace and Orchard Park Rec Trail
- Directions
- 2nd left on Peach Tree Blvd, then 2nd right on Cortland Terr.
- MLS® number
- X14031596
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-14
- Updated on
- 2026-10-14
- Days on market
- 1 day
- Possession type
- Flexible
- Co-op commission
- Accepted offerby Nov14,2026=2.25%+hst; After2%+hst
- Seller
- Listed by
- CENTURY 21 FIRST CANADIAN CORP
Home Market Value
Current home valuation for 56 Cortland Terrace, St. Thomas, St. Thomas, ON. Listed for $569,777
HOMEH Estimate
$541,561
Estimated Sales Range
$464,051 - $606,548
HOMEH Estimate for 56 Cortland Terrace, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $69,777 over $500K
$31,978
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,492 | $15,897 | $13,561 | $0 |
=Total mortgage | $558,792 | $528,696 | $497,871 | $455,822 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,728monthly | $2,581monthly | $2,431monthly | $2,226monthly |
Land Transfer Tax
$7,871
$7,871
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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