Open house
Sun, Oct 18·11:00 a.m.–1:00 p.m.(Public)Sun, Oct 18·11:00 a.m.–1:00 p.m.(Public)
Listed for:Listed 1 day ago
$449,900

282 Ross Street

St. Thomas, ON N5R 3Y9

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 282 Ross Street, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 282 Ross Street, St. Thomas

Summarized Description

  • Charming, move-in ready home with updates.
  • Three bedrooms and three bathrooms for convenience.
  • Detached double-car garage for car enthusiasts.
  • Spacious back deck and updated front porch.
  • High ceilings enhance the main floor's appeal.
  • Flexible layout offers multiple living spaces.
  • Convenient location with ample parking available.
  • Numerous updates throughout for modern living.

Bigger than it appears and thoughtfully updated, this charming, move-in-ready home offers exceptional space, flexibility and convenience. The home features three bedrooms, one full bathroom, two half bathrooms and impressive high ceilings on the main floor.The main floor includes a formal living room, dining room, office/den, spacious updated kitchen and cozy family room with access to the back deck. Also on this level are a convenient bedroom, updated four-piece bathroom, two-piece bathroom and laundry room.Upstairs, you'll find two generous bedrooms, including a primary bedroom with a walk-in closet, along with a sitting area and two-piece bathroom with a rough-in for a future shower.Outside, enjoy the beautifully updated front porch, spacious back deck, patio area and additional storage shed. Car enthusiasts and hobbyists will appreciate the Heated and Insulated detached Double-car Garage and ample parking. Additional highlights include a durable metal roof & numerous updates throughout. With affordability, versatility and a convenient location, this home has so much to offer. Welcome Home!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,168
Land Transfer Tax Fee
$5,473

Rental Items

Rental Equipment
None
Under Contract
None

Basement Type
Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Upgraded Insulation, Storage
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Patio, Porch
Pool
None
Property Features
Hospital, Rec./Commun.Centre
Other Structures
Fence - Partial, Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Metal
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
48.00 ft
Lot Depth
116.00 ft
Lot Size
5554.17
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer & Dryer; Bathroom Mirrors; Light Fixtures; Smoke Detectors; Window Coverings; Hot Water Heater; Garage Door Openers & Remotes.

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
5
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Main level
  • Bedroom 2—
    Second level
  • Kitchen—
    Main level
  • Den—
    Main level
  • Bedroom—
    Second level
  • Laundry—
    Main level
  • Family Room—
    Main level
  • Primary Bedroom—
    Second level, Walk-In Closet(s)

Washrooms

  • 2-piece, Main
  • 4-piece, Main
  • 2-piece, Second

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Talbot Street
Directions
From Talbot Street, turn onto Ross Street
Waterfront
None

MLS® number
X14081722
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-15
Updated on
2026-10-15
Days on market
1 day
Possession type
Other
Co-op commission
2% + HST
Seller
Listed by
ROYAL LEPAGE TRILAND REALTY

Home Market Value

Current home valuation for 282 Ross Street, St. Thomas, St. Thomas, ON. Listed for $449,900

HOMEH Estimate

?

$440,136

Estimated Sales Range

?

$347,707 - $532,565

HOMEH Estimate for 282 Ross Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$440,136Medium confidence
Based on 10 comparable properties
+ $9,764 (2%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,096$12,552$10,708$0
=Total mortgage
$444,501$417,462$393,123$359,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,170monthly$2,038monthly$1,919monthly$1,757monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,473

Total Land Transfer Tax

$5,473

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4/100Almost All Errands Require a Car
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