
285 Ross Street
St. Thomas, ON N5R 3Z1
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $2,313Tax
- 40×120 ftLot Size
- Estimated Value:$444,838See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 285 Ross Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-04-12 | 2025-04-25 | Login to See Prices | Sold | x12085223 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 285 Ross Street, St. Thomas
Solid brick, south side starter with single car garage, fully fenced rear yard and ample private parking. Indoor features include 3 bedrooms, two 4 piece baths, hardwood floors, living room built ins with cozy fireplace. Recent upgrades are: lifetime steel roof, mostly newer windows, newer soffit and fascia, new carpet installed on upper stairs and 2 upper bedrooms. (April 2025) Garage/workshop is insulated, heated and has 60 amp hydro as well as loft area. A few back yard highlights are a stamped concrete patio, propane fire place as well as cute playhouse for the kids! Quick possession available. Neat and clean. Just move in and enjoy!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,313
- Land Transfer Tax Fee
- $5,273
Rental Items
- Rental Equipment
- Reliance Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Full
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Workbench
- Security Features
- Smoke Detector, Carbon Monoxide Detectors
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Patio, Porch, Deck, Privacy
- Pool
- None
- Property Features
- Place Of Worship, Fenced Yard, Library, Public Transit
- Accessibility Features
- None
- Other Structures
- Workshop, Fence - Full
Building
- Building Type
- link
- Building Style
- 1 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding, Brick
- Roof
- Metal
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 40.28 ft
- Lot Depth
- 120.31 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer, All Window Coverings.
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Foyer—Main level
- Office—Main level, B/I Bookcase, Fireplace
- Living Room—Main level
- Bedroom—Main level
- Mud Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bathroom—Main level, 4 Pc Bath
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bathroom—Second level, 4 Pc Bath
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Hemlock
- Zoning
- R3
- Directions
- Talbot Street to Ross St.
- MLS® number
- X12085223
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-04-25
- Listed on
- 2025-04-12
- Days on market
- 13 days
- Possession type
- 30-59 days
- Co-op commission
- 2
- Seller
- Listed by
- ELGIN REALTY LIMITED
Home Market Value
Current home valuation for 285 Ross Street, St. Thomas, St. Thomas, ON. Listed for $439,900
HOMEH Estimate
$444,838
Estimated Sales Range
$389,117 - $500,559
HOMEH Estimate for 285 Ross Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$21,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $16,716 | $12,273 | $10,470 | $0 |
=Total mortgage | $434,621 | $408,183 | $384,385 | $351,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,122monthly | $1,993monthly | $1,877monthly | $1,718monthly |
Land Transfer Tax
$5,273
$5,273
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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