Listed for:Listed Sep 14, 2026
$249,900

45 Locust Street

St. Thomas, ON N5R 2C2

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 45 Locust Street, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45 Locust Street, St. Thomas

Summarized Description

  • Spacious two-storey home with five bedrooms.
  • Vacant property sold as-is for renovation.
  • Zoned R3 for potential development opportunities.
  • Located in a quiet, established neighbourhood.
  • Excellent investment opportunity with rental potential.
  • Generous layout allows for customization.
  • Close to local amenities and services.
  • Room to create a comfortable family home.

Welcome to 45 Locust Street, a spacious two-storey home situated in a quiet and established St. Thomas neighbourhood. Offering five bedrooms, two bathrooms, and plenty of potential, this property presents an exciting opportunity for investors, renovators, flippers, or buyers looking to bring their vision to life. The home is currently vacant and is being sold as-is, where-is, allowing the next owner to take on a project with the freedom to renovate, update, and reimagine the space to suit their goals. With its generous layout and excellent bedroom count, the property offers a strong starting point for those looking to create a comfortable family home, explore rental potential, or add value through improvements. Zoned R3, the property may also offer future development or expansion possibilities, subject to the buyer's due diligence and municipal approvals. Located in a peaceful neighbourhood with convenient access to local amenities, schools, shopping, and other services, 45 Locust Street is a property full of possibilities. If you're searching for a renovation project with space, potential, and room to make it your own, this could be the opportunity you've been waiting for.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,686
Land Transfer Tax Fee
$2,224

Basement Type
Crawl Space

Interior Features

Laundry Level
Upper Level
Interior Extras
Primary Bedroom - Main Floor, Storage
Security Features
Smoke Detector, Carbon Monoxide Detectors
Fireplace/Stove
Yes
Fireplace Features
Freestanding
Elevator
No

Exterior Features

Exterior Extras
Porch
Pool
None
Property Features
Golf, Hospital, Park, School, School Bus Route, Public Transit
Other Structures
Fence - Partial

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
34.39 ft
Lot Depth
123.19 ft
Lot Size
4230
Lot Shape
Rectangular

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
5
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level
  • Den—
    Second level
  • Bathroom—
    Main level
  • Living Room—
    Main level
  • Bedroom 5—
    Second level
  • Bedroom 2—
    Second level
  • Dining Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom 4—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 2 Pc Bath, Combined w/Laundry

Washrooms

  • 4-piece, Main
  • 2-piece, Second

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
ROSS STREET
Zoning
R3
Directions
HEAD SOUTH ON SUNSET FROM THE 401.TAKE THE 3RD EXIT AT THE ROUND ABOUT, ONTO TALBOT ST. TURN RIGHT ONTO ROSS ST. LEFT ONTO LOCUST ST. THE HOUSE WILL BE ON THE RIGHT.
Waterfront
None

MLS® number
X13779048
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-14
Updated on
2026-09-14
Days on market
31 days
Possession type
Immediate
Co-op commission
2%+HST -50% HOLDBACK IF INTRODUCED BY LA
Seller
Listed by
RE/MAX CENTRE CITY REALTY INC.

Home Market Value

Current home valuation for 45 Locust Street, St. Thomas, St. Thomas, ON. Listed for $249,900

HOMEH Estimate

?

$262,395

Estimated Sales Range

?

$207,292 - $317,498

HOMEH Estimate for 45 Locust Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$262,395Medium confidence
Based on 5 comparable properties
− $12,495 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$12,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$9,496$6,972$5,948$0
=Total mortgage
$246,901$231,882$218,363$199,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,205monthly$1,132monthly$1,066monthly$976monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$2,224

Total Land Transfer Tax

$2,224

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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