
45 Locust Street
St. Thomas, ON N5R 2C2
- 5Bedrooms
- 2Bathrooms
- 0Garage
- 1500–2000Sq Ft
- $2,686Tax
- 34×123 ftLot Size
- Estimated Value:$262,395See Free Estimate Report

Sale & Price History for 45 Locust Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 45 Locust Street, St. Thomas
Summarized Description
- Spacious two-storey home with five bedrooms.
- Vacant property sold as-is for renovation.
- Zoned R3 for potential development opportunities.
- Located in a quiet, established neighbourhood.
- Excellent investment opportunity with rental potential.
- Generous layout allows for customization.
- Close to local amenities and services.
- Room to create a comfortable family home.
Welcome to 45 Locust Street, a spacious two-storey home situated in a quiet and established St. Thomas neighbourhood. Offering five bedrooms, two bathrooms, and plenty of potential, this property presents an exciting opportunity for investors, renovators, flippers, or buyers looking to bring their vision to life. The home is currently vacant and is being sold as-is, where-is, allowing the next owner to take on a project with the freedom to renovate, update, and reimagine the space to suit their goals. With its generous layout and excellent bedroom count, the property offers a strong starting point for those looking to create a comfortable family home, explore rental potential, or add value through improvements. Zoned R3, the property may also offer future development or expansion possibilities, subject to the buyer's due diligence and municipal approvals. Located in a peaceful neighbourhood with convenient access to local amenities, schools, shopping, and other services, 45 Locust Street is a property full of possibilities. If you're searching for a renovation project with space, potential, and room to make it your own, this could be the opportunity you've been waiting for.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,686
- Land Transfer Tax Fee
- $2,224
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Primary Bedroom - Main Floor, Storage
- Security Features
- Smoke Detector, Carbon Monoxide Detectors
- Fireplace/Stove
- Yes
- Fireplace Features
- Freestanding
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
- Property Features
- Golf, Hospital, Park, School, School Bus Route, Public Transit
- Other Structures
- Fence - Partial
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 34.39 ft
- Lot Depth
- 123.19 ft
- Lot Size
- 4230
- Lot Shape
- Rectangular
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 5
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level
- Den—Second level
- Bathroom—Main level
- Living Room—Main level
- Bedroom 5—Second level
- Bedroom 2—Second level
- Dining Room—Main level
- Primary Bedroom—Main level
- Bedroom 4—Second level
- Bedroom 3—Second level
- Bathroom—Second level, 2 Pc Bath, Combined w/Laundry
Washrooms
- 4-piece, Main
- 2-piece, Second
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- ROSS STREET
- Zoning
- R3
- Directions
- HEAD SOUTH ON SUNSET FROM THE 401.TAKE THE 3RD EXIT AT THE ROUND ABOUT, ONTO TALBOT ST. TURN RIGHT ONTO ROSS ST. LEFT ONTO LOCUST ST. THE HOUSE WILL BE ON THE RIGHT.
- Waterfront
- None
- MLS® number
- X13779048
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-14
- Updated on
- 2026-09-14
- Days on market
- 31 days
- Possession type
- Immediate
- Co-op commission
- 2%+HST -50% HOLDBACK IF INTRODUCED BY LA
- Seller
- Listed by
- RE/MAX CENTRE CITY REALTY INC.
Home Market Value
Current home valuation for 45 Locust Street, St. Thomas, St. Thomas, ON. Listed for $249,900
HOMEH Estimate
$262,395
Estimated Sales Range
$207,292 - $317,498
HOMEH Estimate for 45 Locust Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$12,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $9,496 | $6,972 | $5,948 | $0 |
=Total mortgage | $246,901 | $231,882 | $218,363 | $199,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,205monthly | $1,132monthly | $1,066monthly | $976monthly |
Land Transfer Tax
$2,224
$2,224
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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