
40-42 Locust Street
St. Thomas, ON N5R 2C1
- 2+2Bedrooms
- 2Bathrooms
- 4Parking
- 1500–2000Sq Ft
- $3,771Tax
- 52×123 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 40-42 Locust Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-08-17 | 2026-09-28 | Login to See Prices | Sold | x13688240 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 40-42 Locust Street, St. Thomas
Summarized Description
- Well-maintained two storey duplex in St Thomas.
- Two self-contained units for rental income.
- Spacious living rooms with patio doors.
- Fenced backyard for privacy and outdoor space.
- In-unit laundry in both units.
- Efficient heating system for comfort.
- Investment opportunity for buyers and investors.
- Convenient storage shed for both units.
Welcome to 40-42 Locust Street, located on the South side of the City of St Thomas. This well-maintained, two storey, purpose-built all brick duplex offers an excellent opportunity for an investor, extended family, or owner occupier looking for additional income. Unit 40, located on the left Is the main floor unit, offers a spacious living room with patio doors opening onto a welcoming front porch. The eat-in kitchen includes a fridge, stove, and dishwasher. The generously sized primary bedroom features patio doors leading to a concrete rear porch and beautifully fenced-in yard. A second bedroom, 4pc bathroom, and convenient in-unit laundry complete the unit. Efficient hot-water boiler heating with in-floor heating provides comfort and warmth throughout. Unit 42, the upper unit, offers a similar spacious layout with a bright living room and patio doors leading to a front deck. The eat-in kitchen includes a fridge, stove, and dishwasher. A generously-sized primary bedroom, second bedroom, 4pc bathroom, a convenient second-floor laundry provide comfortable and practical living. The same efficient hot-water boiler system with in-floor provides warmth and helps keep operating costs manageable. Both units share access to a large fully fenced backyard, providing excellent outdoor space and privacy. A shared storage shed offers additional convenient storage for both units. Offering two self-contained units and an attractive opportunity for investors or buyers to live in one unit while generating rental income.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,771
- Land Transfer Tax Fee
- $9,453
- Basement Type
- None
Interior Features
- Interior Extras
- Floor Drain, On Demand Water Heater, Separate Heating Controls, Separate Hydro Meter, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, School
- Other Structures
- Shed
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 6-15
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete, Concrete Block, Slab
- Special Designation
- Unknown
Lot
- Lot Front
- 51.85 ft
- Lot Depth
- 122.68 ft
- Lot Size
- 6350.7
Inclusions
- Inclusions
- 2 fridges, 2 stoves, 2 dishwashers, 2 washers, 2 dryers
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 2
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Foyer—Main level
- Bedroom—Second level
- Kitchen—Second level, Eat-in Kitchen
- Laundry—Main level
- Living Room—Main level
- Primary Bedroom—Main level
- Laundry—Second level
- Bedroom—Main level
- Living Room—Second level
- Kitchen—Main level, Eat-in Kitchen
- Foyer—Second level
- Primary Bedroom—Second level
Washrooms
- 4-piece, Ground
- 4-piece, Upper
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Fifth Ave
- Zoning
- R3
- Directions
- South on Fifth Ave turn West on Locust
- MLS® number
- X13688240
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-28
- Listed on
- 2026-08-17
- Days on market
- 42 days
- Possession date
- 2027-01-04
- Possession type
- 90+ days
- Co-op commission
- 2% + HST
- Seller
- Listed by
- CENTURY 21 FIRST CANADIAN CORP
Home Market Value
Current home valuation for 40-42 Locust Street, St. Thomas, St. Thomas, ON. Listed for $648,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 40-42 Locust Street, St. Thomas
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $148,900 over $500K
$39,890
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,347 | $18,104 | $15,444 | $0 |
=Total mortgage | $633,015 | $602,114 | $567,009 | $519,120 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,091monthly | $2,940monthly | $2,768monthly | $2,535monthly |
Land Transfer Tax
$9,453
$9,453
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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