
181 Locust Street
St. Thomas, ON N5R 2C8
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,633Tax
- 60×122 ftLot Size
- Estimated Value:$481,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 181 Locust Street, St. Thomas
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About 181 Locust Street, St. Thomas
Summarized Description
- Well-maintained three-bedroom brick bungalow.
- Spacious rear addition enhances living space.
- Bright eat-in kitchen and family room.
- Finished basement with recreation room.
- Updated central air and heating systems.
- Convenient access to backyard deck.
- Includes appliances for added value.
- Great value at current list price.
Outstanding value here at 181 Locust Street. A well-maintained three-bedroom brick bungalow featuring a spacious rear addition that adds valuable living space. Addition provides a bright eat-in kitchen, comfortable family room overlooking the backyard, and convenient access from the kitchen to the back deck-perfect for family living or entertaining. The finished basement offers a generous recreation room, three-piece bathroom, and separate laundry room. The home has been carefully maintained inside and out, with both chimneys in great condition, an addition completed in 1975, and a combination of hot water and forced-air heating. Central air and the hot water heater have been updated, while the outdoor shed has been refreshed and looks like new. With plenty of living space, a functional layout, and appliances included, at this list price, is great value.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,633
- Land Transfer Tax Fee
- $5,873
Rental Items
- Rental Equipment
- none
- Basement Type
- Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Workbench
- Security Features
- None
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Public Transit, Hospital
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 60.00 ft
- Lot Depth
- 122.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer, Dishwasher
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Dining Room—Main level
- Recreation—Basement level
- Primary Bedroom—Main level
- Kitchen—Main level, Eat-in Kitchen
- Bedroom—Main level
- Laundry—Basement level
- Bathroom—Main level, 4 Pc Bath
- Bedroom—Main level
- Family Room—Main level
- Bathroom—Basement level, 3 Pc Bath
- Living Room—Main level
Washrooms
- 4-piece, Main
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- First Ave.
- Zoning
- R3
- Directions
- From Wellington St and First Ave. Head south on First Ave. Turn east onto Locust St.
- MLS® number
- X13849022
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-03
- Listed on
- 2026-09-30
- Days on market
- 3 days
- Possession date
- 2026-10-30
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- ELGIN REALTY LIMITED
Home Market Value
Current home valuation for 181 Locust Street, St. Thomas, St. Thomas, ON. Listed for $469,900
HOMEH Estimate
$481,000
Estimated Sales Range
$419,878 - $542,122
HOMEH Estimate for 181 Locust Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$23,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,856 | $13,110 | $11,184 | $0 |
=Total mortgage | $464,261 | $436,020 | $410,599 | $375,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,267monthly | $2,129monthly | $2,005monthly | $1,835monthly |
Land Transfer Tax
$5,873
$5,873
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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