12 Chester Street
St. Thomas, ON N5R 1T8
- 1Bedroom
- 3Bathrooms
- 0Garage
- 2000–2500Sq Ft
- $1,739Tax
- 101×125 ftLot Size
Estimated Value:$455,000See Free Estimate Report
Sale & Price History for 12 Chester Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 12 Chester Street, St. Thomas
Summarized Description
- Unique property with historic charm and modern potential.
- Flexible layout suitable for various living scenarios.
- Zoned R3, ideal for triplex conversion.
- Soaring ceilings and abundant natural light throughout.
- Parking available for up to 10 cars.
- Close to amenities, parks, and schools.
- Recently replaced roof in 2023.
- Spacious office perfect for remote work.
Welcome to 12 Chester Street, a rare and inspiring property in the heart of St. Thomas. Originally built in 1890 as a church, this unique structure blends historic charm with the flexibility and space today's buyers and investors are seeking. Spanning approximately 2,192 square feet on the main and 1700 on 5he lower levels, the building offers nearly 3900 square feet of total living space. The main floor features a large great room with soaring ceilings and abundant natural light, a welcoming foyer, two 2-piece bathrooms, and a spacious office-ideal for remote work or creative use. The lower level is fully equipped for residential living, with a full eat-in kitchen, dining area, living space, primary bathroom, laundry room, and bedroom quarters. It's a comfortable layout that suits a variety of living or rental scenarios. Zoned R3, this property presents exciting potential for conversion into a triplex. There is also a possibility for the construction of a large garage with an additional dwelling unit above-offering further options for added living space or rental income, and parking for 10 cars. Set on just over half an acre and located close to local amenities, parks, and schools, this property combines historic character with modern opportunity. Whether you're looking to invest, redevelop, or settle into a truly one-of-a-kind space, 12 Chester Street offers a canvas full of possibility. Explore the potential! This is a property that invites your imagination. Roof replaced 2023
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,739
- Land Transfer Tax Fee
- $5,573
- Basement Type
- Finished with Walk-Out, Separate Entrance, Walk-Out
Interior Features
- Interior Extras
- Storage, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
- Property Features
- Arts Centre, Hospital, Level, Library, Park, Place Of Worship
- Other Structures
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete, Other, Poured Concrete, Wood Frame
- Special Designation
- Unknown
Lot
- Lot Front
- 101.36 ft
- Lot Depth
- 125.37 ft
- Lot Size
- 24746.21
- Lot Shape
- Irregular
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 10
- Total Garage And Parking Spaces
- 10
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 1
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Great Room—Main level, Tile Ceiling, Walk-Out
- Primary Bedroom—Basement level
- Utility Room—Basement level
- Kitchen—Basement level, Eat-in Kitchen
- Family Room—Basement level, Walk-Out
- Foyer—Main level, 2 Pc Bath
- Bathroom—Main level
- Office—Main level, 2 Pc Bath
- Bathroom—Main level
- Bathroom—Basement level
- Dining Room—Basement level
- Laundry—Basement level
Washrooms
- 2-piece, Main
- 4-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Chester and wilson
- Zoning
- R3-108
- Directions
- Chester and Wilson intersection head West down Chester. the drivway has the for sale sign at the end. The Property is at the end of the long driveway.
- MLS® number
- X13851930
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-01
- Updated on
- 2026-10-01
- Days on market
- 16 days
- Possession date
- 2026-10-01
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- RE/MAX CENTRE CITY REALTY INC
Home Market Value
Current home valuation for 12 Chester Street, St. Thomas, St. Thomas, ON. Listed for $454,900
HOMEH Estimate
$455,000
Estimated Sales Range
$454,000 - $745,000
HOMEH Estimate for 12 Chester Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$22,745
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,286 | $12,692 | $10,827 | $0 |
=Total mortgage | $449,441 | $422,102 | $397,492 | $363,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,194monthly | $2,061monthly | $1,941monthly | $1,777monthly |
Land Transfer Tax
$5,573
$5,573
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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