Listed for:Listed 25 days ago
$504,999

25 Locust Street

St. Thomas, ON N5R 2C2

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 25 Locust Street, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 25 Locust Street, St. Thomas

Summarized Description

  • Solid century brick home in excellent condition
  • New rear deck for outdoor enjoyment
  • Finished attic adds extra living space
  • Located near downtown and amenities
  • Hardwood floors and 9-foot ceilings enhance appeal
  • Includes appliances for convenience
  • Fenced yard ideal for privacy
  • Newer furnace and central air for comfort

New 22 foot x 10 foot rear deck. Solid century brick home in excellent condition on a quiet street within walking distance to plaza, butcher, downtown. 9 foot ceilings main floor, stained glass window, Close to hospital. Features 3 bedrooms on second flor plus an additional bedroom could be in the finished attic, and 2 bathrooms. Approx. 1867 sq. feet inc. attic. Metal roof, newer furnace and central air, recent carpets, paint, hardwood, fireplace, walk in closet, electric fireplace, vinyl windows. Kitchen has hard surface countertops. Fenced yard. John Wise and Parkside School areas. Appliances included.2 Fridges, washer, dryer, stove, microwave. Newer electrical service. Sub panel for hot tub.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,635
Land Transfer Tax Fee
$6,575

Basement Type
Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater
Fireplace/Stove
Yes
Fireplace Features
Electric
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Metal
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
110.00 ft

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
2
Kitchens
1

Room sizes

  • Bathroom—
    Ground level
  • Dining Room—
    Ground level
  • Living Room—
    Ground level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 4—
    Third level
  • Bedroom 3—
    Second level
  • Kitchen—
    Ground level

Washrooms

  • 3-piece, Ground
  • 4-piece, Second

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
ROSS
Zoning
R3
Directions
Talbot to Ross then South past Wellington to Locust

MLS® number
X13828822
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-23
Updated on
2026-09-28
Days on market
25 days
Possession date
2026-10-30
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ELGIN REALTY LIMITED

Home Market Value

Current home valuation for 25 Locust Street, St. Thomas, St. Thomas, ON. Listed for $504,999

HOMEH Estimate

?

$427,601

Estimated Sales Range

?

$337,805 - $517,397

HOMEH Estimate for 25 Locust Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$427,601Medium confidence
Based on 15 comparable properties
+ $77,398 (18%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.0%

5% on first $500K + 10% on $4,999 over $500K

Minimum down payment

$25,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$19,170$14,089$12,019$0
=Total mortgage
$498,414$468,588$441,268$403,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,434monthly$2,288monthly$2,154monthly$1,973monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,575

Total Land Transfer Tax

$6,575

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
2.8 /10

Arthur Voaden

Public·secondary·940m

5.6 /10

Central Elgin

Public·secondary·1.2km

2.2 /10

Forest Park

Public·elementary·1.4km

3.8 /10

Elgin Court

Public·elementary·1.5km

5.6 /10

St. Anne's

Private·elementary·1.5km

4.7 /10

John Wise

Public·elementary·1.5km

3.6 /10

Edward Street

Public·elementary·1.8km

6.1 /10

Parkside

Public·secondary·1.8km

5.1 /10

Monsignor Morrison

Private·elementary·2.5km

5.8 /10

Lockes

Public·elementary·2.5km

6.5 /10

St. Joseph's

Private·secondary·2.6km

6.3 /10

Mitchell Hepburn

Public·elementary·2.8km

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