Listed for:Listed Jun 25, 2026
$565,000

31 Neal Avenue

St. Thomas, ON N5R 6B5

Detached House For Sale
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Sale & Price History for 31 Neal Avenue, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 31 Neal Avenue, St. Thomas

Summarized Description

  • Well-maintained bungalow with modern upgrades
  • Three bedrooms and two bathrooms
  • Upgraded kitchen with new cabinets
  • Owned tankless water heater for efficiency
  • Large family room with gas fireplace
  • Convenient main floor living space
  • Updated front porch and back deck
  • Located in a desirable area

Welcome to 31 Neal Ave, St. Thomas! This well-maintained Collier built bungalow with concrete drive offers comfortable main floor living with 3 bedrooms, lots of lower living space, and 2, 3-piece bathrooms. Updates include roof, newer windows, upgraded kitchen cabinets, and appliances, updated flooring throughout the main living area, a owned tankless water heater, upgraded insulation in the attic, and upgraded heat pump.Enjoy your morning coffee on the beautiful updated front porch, or entertain guests on the back deck. The lower level adds even more living space with a large family room featuring a gas fireplace, a bar area, the second 3 piece bath, a workshop for all your hobbies, and a cold cellar with plenty of storage.Tastefully decorated and full of thoughtful updates, this home checks all the boxes for first-time buyers, someone looking to downsize, or anyone looking for convenient main floor living at a reasonable price, in a great area.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,720
Land Transfer Tax Fee
$7,775

Rental Items

Rental Equipment
None.

Basement Type
Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, Central Vacuum, On Demand Water Heater, Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned, Floor Drain, Upgraded Insulation, Workbench, Storage
Fireplace/Stove
Yes
Fireplace Features
Natural Gas, Family Room
Elevator
No

Exterior Features

Pool
None
Other Structures
Fence - Full

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
38.42 ft
Lot Depth
119.85 ft

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer, Dishwasher, garage door opener, and remotes, Garden Shed, Fridge in lower level, freezer in lower level, gazebo on deck.

Exclusions

Exclusions
Workshop tables.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level, Eat-in Kitchen
  • Bathroom—
    Basement level, 3 Pc Bath
  • Bedroom—
    Main level
  • Other—
    Basement level
  • Bedroom—
    Main level
  • Recreation—
    Basement level
  • Workshop—
    Basement level, Laundry Sink
  • Primary Bedroom—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Living Room—
    Main level
  • Cold Room/Cantina—
    Basement level
  • Utility Room—
    Basement level

Washrooms

  • 3-piece, Main
  • 3-piece, Basement

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Elm Street, Fairview Ave.
Zoning
R2
Directions
Elm Street to Neal Ave house is on the East side of Neal.

MLS® number
X13492528
Data source
Toronto Regional Real Estate Board
Listed on
2026-06-25
Updated on
2026-09-08
Days on market
116 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
ROYAL LEPAGE TRILAND REALTY

Home Market Value

Current home valuation for 31 Neal Avenue, St. Thomas, St. Thomas, ON. Listed for $565,000

HOMEH Estimate

?

$547,660

Estimated Sales Range

?

$474,572 - $613,379

HOMEH Estimate for 31 Neal Avenue, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$547,660High confidence
Based on 15 comparable properties
+ $17,340 (3%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.6%

5% on first $500K + 10% on $65,000 over $500K

Minimum down payment

$31,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,334$15,764$13,447$0
=Total mortgage
$554,694$524,264$493,697$452,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,708monthly$2,560monthly$2,410monthly$2,207monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,775

Total Land Transfer Tax

$7,775

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