Listed for:Listed Sep 16, 2026
$374,900

125 Curtis Street

St. Thomas, ON N5P 1J4

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 125 Curtis Street, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 125 Curtis Street, St. Thomas

Summarized Description

  • Centrally located near downtown St.
  • Thomas
  • Updated kitchen with new countertops and backsplash
  • Spacious primary bedroom with walk-in closet
  • Refinished attic offers flexible space
  • Private fenced backyard with rear deck
  • New windows with transferable warranty
  • One-car garage with new door
  • Convenient access to shopping and parks

Welcome to 125 Curtis Street! This well-maintained 3-bedroom, 1.5-bath home is centrally located within walking distance of downtown St. Thomas and offers plenty of updates throughout. The main floor features an enclosed front sunroom/porch, separate dining room, comfortable living room, powder room and rear mudroom with access to the back deck. The updated kitchen features new countertops, backsplash, sink (2020) and refaced cupboard doors (2024). Upstairs are three bedrooms, including a spacious primary with a walk-in closet refinished in 2023 and a hidden door providing access to the attic/loft, plus an updated 4-piece bathroom. The spray-foamed attic/loft (2020) was refinished in 2023, offering flexible additional space and storage potential. Other updates include new windows (2020) with transferable lifetime warranty, main-floor flooring (2021, excluding rear mudroom and powder room), toilets in both bathrooms (2020/2023), and knob-and-tube wiring removed in 2020, excluding one line serving the attic switch. The full basement offers laundry, storage and flexible additional space, plus an owned hot water heater (2020). Outside, enjoy a private fenced backyard, rear deck with repaired stairs and new railing (2026), updated front porch with new exterior steps (2026), and a one-car garage with new garage door (2020). Private parking accommodates 2 vehicles in the driveway plus 1 in the garage. Roof shingles were reportedly replaced in 2018, as per the previous owner. Close to downtown, shopping, dining, parks and everyday amenities, this home offers a great combination of character, updates and convenience. Some photos are virtually staged and are noted as such.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,015
Land Transfer Tax Fee
$4,099

Rental Items

Rental Equipment
None
Under Contract
None

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Heater Owned
Security Features
Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Porch Enclosed, Deck
Pool
None
Property Features
Library, Fenced Yard, Place Of Worship, Rec./Commun.Centre, Park, Other

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
34.00 ft
Lot Depth
120.00 ft
Lot Size
3293.75

Inclusions

Inclusions
Existing refrigerator, stove, microwave, chest freezer, dryer, washer, hot water heater, tv wall mounts, light fixtures, window coverings

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Primary Bedroom—
    Second level, Walk-In Closet(s)
  • Utility Room—
    Basement level, Combined w/Laundry, Unfinished
  • Living Room—
    Main level
  • Mud Room—
    Main level, W/O To Deck
  • Bedroom 3—
    Second level
  • Bedroom 2—
    Second level
  • Loft—
    Third level
  • Room—
    Basement level, Unfinished
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Foyer—
    Main level
  • Sunroom—
    Main level

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Mondamin St
Zoning
C8-1
Directions
From St.George St turn east ontoCurtis St

MLS® number
X13790664
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-16
Updated on
2026-09-16
Days on market
37 days
Possession type
Flexible
Co-op commission
2% plus HST, minus 25% showing fee if applicable
Seller
Listed by
LPT REALTY

Home Market Value

Current home valuation for 125 Curtis Street, St. Thomas, St. Thomas, ON. Listed for $374,900

HOMEH Estimate

?

$285,000

Estimated Sales Range

?

$240,000 - $385,609

HOMEH Estimate for 125 Curtis Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$285,000Low confidence
Based on 12 comparable properties
+ $89,900 (32%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$18,745

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$14,246$10,460$8,923$0
=Total mortgage
$370,401$347,870$327,588$299,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,808monthly$1,698monthly$1,599monthly$1,464monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,099

Total Land Transfer Tax

$4,099

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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