Listed for:Listed 24 days ago
$509,000

4 Parish Street

St. Thomas, ON N5R 4W8

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 4 Parish Street, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 4 Parish Street, St. Thomas

Summarized Description

  • Well-maintained bungalow in St.
  • Thomas neighbourhood
  • Move-in ready with exceptional value
  • Private backyard with deck for entertaining
  • Flexible lower level with separate entrance
  • Two additional bedrooms for extended family
  • Updated roof for peace of mind
  • Parking available for up to 4 vehicles
  • Close to schools, parks, and shopping

Welcome to this well-maintained bungalow in a peaceful St. Thomas neighbourhood, offering comfort, versatility, and exceptional value. The main level features 3 spacious bedrooms, a full bathroom, and bright, inviting living spaces. The beautifully finished lower level with separate side entrance includes a 2 additional bedrooms, a full bathroom, and a generous living area, providing flexible space for extended family or potential income opportunity. Enjoy a private backyard with a deck, perfect for relaxing or entertaining, plus parking for up to 4 vehicles. The roof was updated in 2023, adding peace of mind for years to come. Conveniently located near schools, parks, shopping, Fanshawe College, and everyday amenities, with Port Stanley's beaches just a short 15-minute drive away. An excellent opportunity for first-time buyers, growing families, or investors seeking a move-in-ready home.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,962
Land Transfer Tax Fee
$6,655

Rental Items

Rental Equipment
HWT

Basement Type
Full, Finished

Interior Features

Interior Extras
Water Heater
View
City
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Hospital

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete, Block
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
110.00 ft
Lot Size
110 x 50
Lot Size Code
110 x 50

Inclusions

Inclusions
WASHER, DRYER, STOVE, FRIDGE, DISHWASHER

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
3 + 2
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Bathroom—
    Basement level
  • Bedroom—
    Basement level
  • Primary Bedroom—
    Main level
  • Dining Room—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Main level
  • Bedroom 2—
    Basement level
  • Bedroom—
    Main level

Washrooms

  • 4-piece, Main
  • 3-piece, Basement

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
FAIRVIEW AVE AND AIREY AVE
Zoning
R1
Directions
FAIRVIEW AVE AND AIREY AVE
Waterfront
None

MLS® number
X13810730
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-21
Updated on
2026-10-01
Days on market
24 days
Possession date
2026-10-31
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
FORTUNE 2 REALTY INC

Home Market Value

Current home valuation for 4 Parish Street, St. Thomas, St. Thomas, ON. Listed for $509,000

HOMEH Estimate

?

$487,317

Estimated Sales Range

?

$428,839 - $545,795

HOMEH Estimate for 4 Parish Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$487,317High confidence
Based on 15 comparable properties
+ $21,683 (4%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.1%

5% on first $500K + 10% on $9,000 over $500K

Minimum down payment

$25,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$19,322$14,201$12,114$0
=Total mortgage
$502,363$472,301$444,764$407,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,453monthly$2,306monthly$2,172monthly$1,988monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,655

Total Land Transfer Tax

$6,655

Around this home

6/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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