Was listed for:Terminated Sep 15, 2026
$659,900

40 Metcalfe Street

St. Thomas, ON N5R 3K2

Detached House TerminatedNot available

Property not available for sale or for rent.

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Sale & Price History for 40 Metcalfe Street, St. Thomas

2026-05-28
2026-09-15
Terminated
Price
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MLS#
x13210102
2025-11-10
2026-05-28
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 40 Metcalfe Street, St. Thomas

Summarized Description

  • Investment opportunity with a self-contained in-law suite
  • Fully renovated with modern comforts and timeless character
  • Five bedrooms and two kitchens for versatile living
  • Finished third-floor loft for extra living space
  • Located in a historic neighbourhood near local amenities
  • Currently tenanted at $4025.00 per month, all-inclusive
  • Heated garage and fully fenced backyard for convenience
  • Perfect for multigenerational living or rental income

Fully tenanted, investment opportunity with an IN-LAW SUITE! Welcome to this beautifully updated property tucked away in a quiet pocket of St. Thomas, just steps from the charm of the Courthouse District. Featuring a self-contained in-law suite with a separate entrance, this property offers exceptional versatility for multigenerational living or additional income. With five bedrooms, two kitchens, two laundry rooms, a heated single-car garage, and a fully fenced backyard, this home combines modern comfort with timeless character. The main floor showcases a welcoming covered porch, bright open-concept living and dining areas, and a stylish kitchen with stainless steel appliances, an island, walk-in pantry, convenient two-piece washroom and interior access to the heated garage. Upstairs, you'll find a spacious primary bedroom with a walk-in closet, a second bedroom, a laundry room, and a four-piece bathroom. The finished third-floor loft adds valuable living space, perfect for a bedroom, private retreat, home office, or playroom. The lower level offers a beautifully designed in-law suite complete with a modern kitchen, comfortable living area, two bright bedrooms, a three-piece bathroom, laundry, and storage. Located in a historic neighbourhood surrounded by beautiful architecture, this home is within walking distance to local amenities such as cafes, restaurants, and shops, and just minutes from the Elevated Park and V.A. Barrie Disc Golf Park. A rare opportunity to own a stylish, updated property in one of St. Thomas's most desirable areas. The property is currently tenanted at $4025.00 per month, all-inclusive.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,962
Land Transfer Tax Fee
$9,673

Basement Type
Finished, Full

Interior Features

Interior Extras
On Demand Water Heater, In-Law Suite
Fireplace/Stove
No
Fireplace Features
Other
Elevator
No

Exterior Features

Exterior Extras
Porch
Pool
None
Property Features
Place Of Worship, School Bus Route, Public Transit, Fenced Yard

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
33.00 ft
Lot Depth
84.50 ft

Inclusions

Inclusions
Washer x 2, Dryer x 2, Fridge x 2, Stove x 2, Dishwasher, Built in Microwave

Exclusions

Exclusions
Tenants' belongings

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
5
Washrooms
3
Kitchens
2

Room sizes

  • Foyer—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath
  • Primary Bedroom—
    Second level, Walk-In Closet(s)
  • Bedroom—
    Second level
  • Laundry—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Bedroom—
    Third level
  • Kitchen—
    Lower level
  • Living Room—
    Lower level
  • Bedroom—
    Lower level
  • Bedroom—
    Lower level
  • Laundry—
    Lower level
  • Bathroom—
    Lower level, 3 Pc Bath

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 3-piece, Basement

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
St Annes Place
Zoning
R4
Directions
Between St Annes Place and Centre Street

MLS® number
X13210102
Data source
Toronto Regional Real Estate Board
Status change
2026-09-15
Listed on
2026-05-28
Days on market
110 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE TRILAND REALTY

Home Market Value

Current home valuation for 40 Metcalfe Street, St. Thomas, St. Thomas, ON. Listed for $659,900

HOMEH Estimate

?

$550,789

Estimated Sales Range

?

$435,123 - $666,455

HOMEH Estimate for 40 Metcalfe Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$550,789Medium confidence
Based on 3 comparable properties
+ $109,111 (20%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $159,900 over $500K

Minimum down payment

$40,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,733$18,411$15,706$0
=Total mortgage
$643,059$612,321$576,621$527,920
Amortization
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%
%
%
Payment frequency
=Mortgage payment
$3,140monthly$2,990monthly$2,815monthly$2,578monthly
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Land Transfer Tax

Provincial

$9,673

Total Land Transfer Tax

$9,673

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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