
43 Southwick Street
St. Thomas, ON N5R 3R9
- 3Bedrooms
- 3Bathrooms
- 6Parking
- 1500–2000Sq Ft
- $2,496Tax
- 46×122 ftLot Size
- Free EstimateSee Free Estimate Report

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About 43 Southwick Street, St. Thomas
Attention investors or owners looking for the perfect live-in opportunity with income potential! This move-in ready, solid duplex is located in a prime St. Thomas location and is full of character, showcasing beautiful hardwood floors, rich wood trim, and separate hydro meters for each unit. The front unit is spacious and inviting, featuring a large living room, an eat-in area, and a country-sized kitchen and a winding staircase. Upstairs, you'll find two generous bedrooms and a private deck off the second floor, along with a three-piece bath and a washer-dryer unit conveniently included. Central air ensures year-round comfort. The rear unit offers even more appeal, boasting a large dining room, a functional kitchen with a walk-in pantry and laundry, and a master bedroom complete with vaulted ceilings, heated floors, a two-piece ensuite, and an additional four-piece bathroom. Step outside from the master to a private patio that leads to a beautifully landscaped, fenced yard, complete with a second patio and a shed for extra storage. The exterior of the home is just as impressive, with a large covered front porch, a concrete driveway that can fit approximately six cars, and a stamped concrete walkway. The front unit is currently vacant, giving you the flexibility to handpick your own tenant or rent out both units immediately. Estimated rental income is approximately $1900 $2000 per month for the front unit and $1600 $1800 for the rear unit. Alternatively, this home could easily be converted back into a spacious single-family residence if desired. With so much charm, flexibility, and income potential, this property is an incredible opportunity you won't want to miss.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,496
- Land Transfer Tax Fee
- $7,473
Rental Items
- Rental Equipment
- None
- Under Contract
- None
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- On Demand Water Heater, Primary Bedroom - Main Floor, Storage
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Landscaped, Patio, Privacy, Porch
- Pool
- None
- Property Features
- Fenced Yard, Hospital, Park, Public Transit
- Other Structures
- Fence - Full
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Shingles
- Foundation Details
- Block, Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 45.67 ft
- Lot Depth
- 122.42 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- 2 Fridges, 2 stoves, 2 dishwasher, microwave, washer, dryer, washer dryer combo, shed
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 6
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Other—Main level
- Kitchen—Main level
- Kitchen—Main level
- Primary Bedroom—Main level
- Bedroom 2—Second level
- Bedroom 3—Second level
Washrooms
- 4-piece, Main
- 2-piece, Main
- 3-piece, Second
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- North of Wellington
- Zoning
- R4
- Directions
- North of Wellington
- MLS® number
- X12222925
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-07-02
- Listed on
- 2025-06-16
- Days on market
- 16 days
- Possession type
- Flexible
- Co-op commission
- 2% +HST
- Seller
- Listed by
- THE REALTY FIRM INC.
Home Market Value
Current home valuation for 43 Southwick Street, St. Thomas, St. Thomas, ON. Listed for $549,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 43 Southwick Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $49,900 over $500K
$29,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,786 | $15,342 | $13,088 | $0 |
=Total mortgage | $540,441 | $510,252 | $480,503 | $439,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,639monthly | $2,491monthly | $2,346monthly | $2,148monthly |
Land Transfer Tax
$7,473
$7,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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