Sold for:Sold Jul 2, 2025
$549,900

43 Southwick Street

St. Thomas, ON N5R 3R9

Multiplex SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 43 Southwick Street, St. Thomas

2025-06-16
2025-07-02
Sold
Price
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MLS#
x12222925
2025-05-29
2025-06-16
Terminated
Price
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2025-04-29
2025-05-30
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 43 Southwick Street, St. Thomas

Attention investors or owners looking for the perfect live-in opportunity with income potential! This move-in ready, solid duplex is located in a prime St. Thomas location and is full of character, showcasing beautiful hardwood floors, rich wood trim, and separate hydro meters for each unit. The front unit is spacious and inviting, featuring a large living room, an eat-in area, and a country-sized kitchen and a winding staircase. Upstairs, you'll find two generous bedrooms and a private deck off the second floor, along with a three-piece bath and a washer-dryer unit conveniently included. Central air ensures year-round comfort. The rear unit offers even more appeal, boasting a large dining room, a functional kitchen with a walk-in pantry and laundry, and a master bedroom complete with vaulted ceilings, heated floors, a two-piece ensuite, and an additional four-piece bathroom. Step outside from the master to a private patio that leads to a beautifully landscaped, fenced yard, complete with a second patio and a shed for extra storage. The exterior of the home is just as impressive, with a large covered front porch, a concrete driveway that can fit approximately six cars, and a stamped concrete walkway. The front unit is currently vacant, giving you the flexibility to handpick your own tenant or rent out both units immediately. Estimated rental income is approximately $1900 $2000 per month for the front unit and $1600 $1800 for the rear unit. Alternatively, this home could easily be converted back into a spacious single-family residence if desired. With so much charm, flexibility, and income potential, this property is an incredible opportunity you won't want to miss.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,496
Land Transfer Tax Fee
$7,473

Rental Items

Rental Equipment
None
Under Contract
None

Basement Type
Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
On Demand Water Heater, Primary Bedroom - Main Floor, Storage
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Patio, Privacy, Porch
Pool
None
Property Features
Fenced Yard, Hospital, Park, Public Transit
Other Structures
Fence - Full

Building

Building Type
Multiplex
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Block, Concrete
Special Designation
Unknown

Lot

Lot Front
45.67 ft
Lot Depth
122.42 ft
Lot Shape
Irregular

Inclusions

Inclusions
2 Fridges, 2 stoves, 2 dishwasher, microwave, washer, dryer, washer dryer combo, shed

Exclusions

Exclusions
None

Parking & Garages

Garage Type
None
Garage Spaces
6
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
3
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Other—
    Main level
  • Kitchen—
    Main level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level

Washrooms

  • 4-piece, Main
  • 2-piece, Main
  • 3-piece, Second

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
North of Wellington
Zoning
R4
Directions
North of Wellington

MLS® number
X12222925
Data source
Toronto Regional Real Estate Board
Status change
2025-07-02
Listed on
2025-06-16
Days on market
16 days
Possession type
Flexible
Co-op commission
2% +HST
Seller
Listed by
THE REALTY FIRM INC.

Home Market Value

Current home valuation for 43 Southwick Street, St. Thomas, St. Thomas, ON. Listed for $549,900

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 43 Southwick Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $49,900 over $500K

Minimum down payment

$29,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,786$15,342$13,088$0
=Total mortgage
$540,441$510,252$480,503$439,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,639monthly$2,491monthly$2,346monthly$2,148monthly
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Land Transfer Tax

Provincial

$7,473

Total Land Transfer Tax

$7,473

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