Sold for:Sold Jul 3, 2025
$497,000

198 Elm Street

St. Thomas, ON N5R 1J3

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 198 Elm Street, St. Thomas

2025-06-17
2025-07-03
Sold
Price
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MLS#
x12225342

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 198 Elm Street, St. Thomas

Welcome to this beautifully maintained 1.5-storey home, ideally located in the growing town of St. Thomas Ontario and just steps away from picturesque Pinafore Park and all amenities nearby. Set on a mature lot, this charming property offers excellent investment potential and boasts timeless character with modern updates. The exterior features an enclosed front porch, concrete driveway, and a spacious 24' x 24' detached garage equipped with hydro and a wood-burning stove perfect for hobbyists, storage, or a workshop setup. Inside, the home showcases a custom GCW kitchen with a large island that flows seamlessly into the open-concept dining area, creating a warm and functional space ideal for family gatherings or entertaining. From here, step out to a beautifully landscaped backyard with a private deck, offering a peaceful outdoor retreat. The upper-level loft-style primary bedroom impresses with skylights and a generous walk-in closet, creating a bright and airy sanctuary. The finished basement includes a cozy recreation room with an electric fireplace and custom mantle, plus potential for a third bedroom and second bathroom making this a highly versatile space. Updated throughout the years with a high-efficiency furnace, central air, roof, siding, windows, doors and 4-piece bathroom this home blends classic charm with modern efficiency. All that is left to do is move in and enjoy. Don't miss your chance to own a truly turnkey home in a fantastic location book your private showing today!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,729
Land Transfer Tax Fee
$6,415

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Meter, Auto Garage Door Remote, Workbench
Fireplace/Stove
Yes
Fireplace Features
Electric, Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Porch Enclosed, Privacy
Pool
None
Property Features
Hospital, Place Of Worship, Public Transit, School, School Bus Route, Park
Other Structures
Garden Shed, Fence - Full

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Shingle , Vinyl Siding
Roof
Shingles
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
60.85 ft
Lot Depth
110.87 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Electric Fireplace with Mantle in Basement, Floating Corner Shelves in Dining Area and Bathroom, Dryer, Garage Door Opener & Remotes, Microwave, Refrigerator, Stove, Washer, Window Coverings

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Living Room—
    Main level, Hardwood Floor
  • Kitchen—
    Main level, Double Sink, Combined w/Dining, Updated
  • Dining Room—
    Main level, Overlooks Backyard, Combined w/Kitchen, Carpet Free
  • Bedroom 2—
    Main level
  • Bedroom—
    Second level, Carpet Free, Walk-In Closet(s)
  • Laundry—
    Basement level
  • Family Room—
    Basement level
  • Recreation—
    Basement level

Washrooms

  • 4-piece, Main

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Meehan St.
Directions
TRAVEL SOUTH ON SUNSET DRIVE TURN LEFT ONTO ELM ST.

MLS® number
X12225342
Data source
Toronto Regional Real Estate Board
Status change
2025-07-03
Listed on
2025-06-17
Days on market
16 days
Possession date
2025-09-17
Possession type
60-89 days
Co-op commission
2%+HST
Seller
Listed by
RE/MAX ICON REALTY

Home Market Value

Current home valuation for 198 Elm Street, St. Thomas, St. Thomas, ON. Listed for $497,000

HOMEH Estimate

?

$381,715

Estimated Sales Range

?

$301,555 - $461,875

HOMEH Estimate for 198 Elm Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$381,715Medium confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,850

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$18,886$13,866$11,829$0
=Total mortgage
$491,036$461,166$434,279$397,600
Amortization
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Payment frequency
=Mortgage payment
$2,397monthly$2,252monthly$2,120monthly$1,941monthly
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Land Transfer Tax

Provincial

$6,415

Total Land Transfer Tax

$6,415

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