
198 Elm Street
St. Thomas, ON N5R 1J3
- 2Bedrooms
- 1Bathroom
- 2Garage
- 700–1100Sq Ft
- $2,729Tax
- 61×111 ftLot Size
- Estimated Value:$381,715See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 198 Elm Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-06-17 | 2025-07-03 | Login to See Prices | Sold | x12225342 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 198 Elm Street, St. Thomas
Welcome to this beautifully maintained 1.5-storey home, ideally located in the growing town of St. Thomas Ontario and just steps away from picturesque Pinafore Park and all amenities nearby. Set on a mature lot, this charming property offers excellent investment potential and boasts timeless character with modern updates. The exterior features an enclosed front porch, concrete driveway, and a spacious 24' x 24' detached garage equipped with hydro and a wood-burning stove perfect for hobbyists, storage, or a workshop setup. Inside, the home showcases a custom GCW kitchen with a large island that flows seamlessly into the open-concept dining area, creating a warm and functional space ideal for family gatherings or entertaining. From here, step out to a beautifully landscaped backyard with a private deck, offering a peaceful outdoor retreat. The upper-level loft-style primary bedroom impresses with skylights and a generous walk-in closet, creating a bright and airy sanctuary. The finished basement includes a cozy recreation room with an electric fireplace and custom mantle, plus potential for a third bedroom and second bathroom making this a highly versatile space. Updated throughout the years with a high-efficiency furnace, central air, roof, siding, windows, doors and 4-piece bathroom this home blends classic charm with modern efficiency. All that is left to do is move in and enjoy. Don't miss your chance to own a truly turnkey home in a fantastic location book your private showing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,729
- Land Transfer Tax Fee
- $6,415
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Meter, Auto Garage Door Remote, Workbench
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric, Wood Stove
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Porch Enclosed, Privacy
- Pool
- None
- Property Features
- Hospital, Place Of Worship, Public Transit, School, School Bus Route, Park
- Other Structures
- Garden Shed, Fence - Full
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Shingle , Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 60.85 ft
- Lot Depth
- 110.87 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Electric Fireplace with Mantle in Basement, Floating Corner Shelves in Dining Area and Bathroom, Dryer, Garage Door Opener & Remotes, Microwave, Refrigerator, Stove, Washer, Window Coverings
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Main level, Hardwood Floor
- Kitchen—Main level, Double Sink, Combined w/Dining, Updated
- Dining Room—Main level, Overlooks Backyard, Combined w/Kitchen, Carpet Free
- Bedroom 2—Main level
- Bedroom—Second level, Carpet Free, Walk-In Closet(s)
- Laundry—Basement level
- Family Room—Basement level
- Recreation—Basement level
Washrooms
- 4-piece, Main
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Meehan St.
- Directions
- TRAVEL SOUTH ON SUNSET DRIVE TURN LEFT ONTO ELM ST.
- MLS® number
- X12225342
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-07-03
- Listed on
- 2025-06-17
- Days on market
- 16 days
- Possession date
- 2025-09-17
- Possession type
- 60-89 days
- Co-op commission
- 2%+HST
- Seller
- Listed by
- RE/MAX ICON REALTY
Home Market Value
Current home valuation for 198 Elm Street, St. Thomas, St. Thomas, ON. Listed for $497,000
HOMEH Estimate
$381,715
Estimated Sales Range
$301,555 - $461,875
HOMEH Estimate for 198 Elm Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,850
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,886 | $13,866 | $11,829 | $0 |
=Total mortgage | $491,036 | $461,166 | $434,279 | $397,600 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,397monthly | $2,252monthly | $2,120monthly | $1,941monthly |
Land Transfer Tax
$6,415
$6,415
Around this home
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Data provided by OpenStreetMap & Fraser Institute School Rankings
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