
Unit 3, 125 Elm Street
St. Thomas, ON N5R 1H9
Pinafore TerraceSee every listing here- 2Bedrooms
- 2Bathrooms
- 1Parking
- 1400–1599Sq Ft
- $3,227Tax
- $350/moCondo Fee
- Estimated Value:$416,122See Free Estimate Report

Sale & Price History for Unit 3, 125 Elm Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About Unit 3, 125 Elm Street, St. Thomas
Summarized Description
- Located in a coveted waterfront community.
- Private balcony with stunning lake views.
- Spacious suite with two bedrooms and two bathrooms.
- Versatile den ideal for office or reading.
- Move-in ready with meticulous maintenance.
- Close to nature and everyday amenities.
- Only 12 residences for added privacy.
- Community atmosphere with secure entry.
Welcome to Pinafore Terrace, one of St. Thomas' most coveted waterfront condominium communities. Wake up overlooking beautiful Pinafore Lake and spend your evenings relaxing on your private balcony as the sun reflects across the water. Nestled beside picturesque Pinafore Park, this exceptional residence offers a peaceful lifestyle surrounded by nature while remaining just minutes from everyday amenities. Meticulously maintained and move-in ready, this spacious suite offers approximately 1,500 sq. ft. of thoughtfully designed living space. The generous floor plan features two spacious bedrooms, two full bathrooms, a versatile den ideal for a home office or reading room, and expansive principal rooms that provide the comfort and functionality of a bungalow with the convenience of condominium living. The oversized living room is the heart of the home, where large windows and sliding doors frame breathtaking views of Pinafore Lake and fill the space with natural light. Whether you're enjoying your morning coffee on the balcony, watching the changing seasons across the park, or entertaining family and friends, the spectacular setting creates a backdrop you'll never tire of. With only 12 residences, Pinafore Terrace offers a level of privacy, tranquility, and community rarely found in condominium living. Owners take exceptional pride in the building, creating a warm and welcoming environment complemented by secure entry, elevator access, underground parking, visitor parking, storage, and thoughtfully maintained common spaces. If you've been searching for a home where nature, comfort, and community come together, this is a rare opportunity to enjoy carefree waterfront living in one of St. Thomas' most desirable locations.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,227
- Land Transfer Tax Fee
- $7,255
Condo/Maintenance Fee
- Maintenance Fee
- $350 /month
Included In Maintenance Fee
- None
Rental Items
- Rental Equipment
- RESERVE FUND FEE OF $3400 DUE EVERY SEPTEMBER
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry
- Interior Extras
- Storage, Storage Area Lockers
- View
- Lake
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- Yes
Exterior Features
- Balcony
- Enclosed
- Exterior Extras
- Controlled Entry
- Accessibility Features
- Elevator, Wheelchair Access
Building Amenities
- Elevator
- Party Room/Meeting Room
Building
- Building Type
- Condo Apartment
- Building Style
- 1 Storey/Apt
- Building Name
- Pinafore Terrace
- Approx Age
- 31-50
- Condo Corp Number
- 1
Construction
- Exposure
- South
- Exterior Finish
- Brick
- Roof
- Unknown
- Foundation Details
- Concrete
- Special Designation
- Unknown
Inclusions
- Inclusions
- Fridge, stove, dishwasher, microwave, washer, dryer
Parking & Garages
- Garage Type
- Underground
- Garage Spaces
- 1
- Parking Type
- Exclusive
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 1
Lockers
- Locker Type
- Common
- Locker Level
- Lower
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Dining Room—Main level
- Primary Bedroom—Main level
- Bedroom—Main level
- Living Room—Main level
- Den—Main level
- Kitchen—Main level
Washrooms
- 3-piece, Main
- 4-piece, Main
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Elm & Sunset
- Zoning
- R5-12
- Directions
- East on Elm St from Sunset, building on the right
- Waterfront
- Direct
- MLS® number
- X13576352
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-07-17
- Updated on
- 2026-10-14
- Days on market
- 93 days
- Possession type
- Flexible
- Co-op commission
- 2% - 50% Holdback if introduced by LA
- Seller
- Listed by
- PRIME REAL ESTATE BROKERAGE
Home Market Value
Current home valuation for Unit 3, 125 Elm Street, St. Thomas, St. Thomas, ON. Listed for $539,000
HOMEH Estimate
$416,122
Estimated Sales Range
$336,709 - $554,628
HOMEH Estimate for Unit 3, 125 Elm Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $39,000 over $500K
$28,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,396 | $15,038 | $12,828 | $0 |
=Total mortgage | $530,290 | $500,138 | $470,978 | $431,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,589monthly | $2,442monthly | $2,300monthly | $2,105monthly |
Land Transfer Tax
$7,255
$7,255
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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