Sold for:Sold Aug 11, 2026
$499,900

664 Elm Street

St. Thomas, ON N5R 1L3

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 664 Elm Street, St. Thomas

2026-08-04
2026-08-11
Sold
Price
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MLS#
x13633154

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 664 Elm Street, St. Thomas

Summarized Description

  • Beautifully renovated all-brick bungalow.
  • Spacious 100' x 140' lot with future potential.
  • Oversized two-car garage for vehicles and storage.
  • Functional layout with 2 bedrooms and 1.5 bathrooms.
  • Meticulously maintained property, ready for move-in.
  • Great opportunity for homeowners and investors.

Welcome to this beautifully renovated all-brick bungalow, perfectly situated on a spacious and meticulously maintained 100' x 140' lot offering exceptional future potential. Whether you're considering a lot severance, an Additional Residential Unit (ARU), or the construction of a workshop, this property presents outstanding opportunities for homeowners and investors alike (subject to applicable approvals).Completely renovated down to the studs approximately 13 years ago, this charming home combines quality craftsmanship with modern comfort. The bright and inviting interior features 2 bedrooms, 1.5 bathrooms, and a functional layout designed for comfortable everyday living.One of the property's standout features is the impressive 27' x 25' oversized attached two-car garage, offering abundant space for vehicles, storage, hobbies, or a workshop. The expansive driveway provides ample parking for family, guests, or recreational vehicles.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,771
Land Transfer Tax Fee
$6,473

Rental Items

Rental Equipment
Hot Water Tank
Under Contract
Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Interior Extras
Auto Garage Door Remote
View
City
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Porch
Pool
None

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
100.00 ft
Lot Depth
140.00 ft

Inclusions

Inclusions
Fridge, Stove, Washer/Dryer

Exclusions

Exclusions
None

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1

Washrooms

  • 4-piece
  • 2-piece

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Elm and Neal
Directions
Centennial west on Elm St

MLS® number
X13633154
Data source
Toronto Regional Real Estate Board
Status change
2026-08-11
Listed on
2026-08-04
Days on market
7 days
Possession date
2026-09-17
Possession type
Flexible
Co-op commission
2% plus HST
Seller
Listed by
ELGIN REALTY LIMITED

Home Market Value

Current home valuation for 664 Elm Street, St. Thomas, St. Thomas, ON. Listed for $499,900

HOMEH Estimate

?

$480,000

Estimated Sales Range

?

$379,200 - $580,800

HOMEH Estimate for 664 Elm Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$480,000Medium confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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St. Thomas, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
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Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

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