Listed for:Listed Jul 23, 2026
$529,900

Unit 11, 125 Elm Street

St. Thomas, ON N5R 1H9

Condo Apartment For Sale
Pinafore Terrace exteriorPinafore TerraceSee every listing here
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for Unit 11, 125 Elm Street, St. Thomas

No listing history available

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About Unit 11, 125 Elm Street, St. Thomas

Summarized Description

  • Bright 3rd-floor lakeview condo in St.
  • Thomas
  • Oversized balcony with panoramic lake views
  • Updated galley kitchen and open layout
  • Two bedrooms plus versatile den space
  • In-suite laundry and spacious primary suite
  • Secure building with underground parking
  • Ideal for retirees or low-maintenance lifestyle

Welcome to Pinafore Terrace - 11-125 Elm Street, St. Thomas. Enjoy carefree condo living in this beautifully bright 3rd-floor lakeview unit located in St. Thomas's desirable south end. This well-maintained building offers a secured entrance, underground parking, elevator access, visitor parking, a gym, and a community/party room for larger gatherings. The unit includes one storage locker on the 3rd floor plus an additional storage area downstairs. Step inside this spacious 2-bedroom plus den condo and immediately appreciate the open, airy layout. The foyer features a convenient closet and leads to an updated galley kitchen, flowing seamlessly into the generous dining area and expansive living room. Large sliding doors open to your oversized balcony, where you'll enjoy panoramic views of Pinafore Lake-a view that carries through almost every room. Just off the living area is a versatile den, ideal for a home office, reading nook, or sitting room to take in the scenery.Down the hall you'll find in-suite laundry, a 3-piece guest bathroom, and a spacious second bedroom with a large closet and lake views. The primary suite is thoughtfully designed with a walk-in closet, 4-piece ensuite, and ample space to make it your own-all while waking up to serene water views. Perfect for retirees seeking low-maintenance living or anyone looking to embrace the condo lifestyle in a peaceful setting.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,011
Land Transfer Tax Fee
$7,073

Condo/Maintenance Fee

Maintenance Fee
$350 /month

Included In Maintenance Fee

  • Building Insurance Included

Rental Items

Rental Equipment
HWT

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In-Suite Laundry
Laundry Level
Main Level
Interior Extras
Separate Heating Controls
View
Panoramic, Park/Greenbelt, Pond, Trees/Woods, Water
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
Open
Exterior Extras
Controlled Entry

Building Amenities

  • Elevator
  • Gym
  • Party Room/Meeting Room
  • Visitor Parking

Building

Building Type
Condo Apartment
Building Style
Apartment
Building Name
PINAFORE TERRACE
Approx Age
31-50
Condo Corp Number
1

Construction

Exposure
South
Exterior Finish
Brick
Special Designation
Unknown

Inclusions

Inclusions
FRIDGE, STOVE, DISHWASHER, WASHER, DRYER.

Parking & Garages

Garage Type
Underground
Garage Spaces
1
Parking Type
Exclusive
Parking Spaces
1
Total Garage And Parking Spaces
1

Lockers

Locker Type
Owned

Heating & Cooling

Heat Source
Electric
Heat Type
Forced Air
Air Conditioning
Central Air

Bedrooms
2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom 2—
    Main level
  • Living Room—
    Main level, W/O To Balcony
  • Den—
    Main level
  • Foyer—
    Main level
  • Bathroom—
    Main level, 4 Pc Ensuite
  • Primary Bedroom—
    Main level, 4 Pc Ensuite
  • Kitchen—
    Main level
  • Dining Room—
    Main level, Wainscoting

Washrooms

  • 3-piece, Main
  • 4-piece, Main

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
ELMINA STREET
Zoning
R5-12
Directions
FROM 401 HEAD SOUTH ON HWY 4, CONTINUE TO ROUNDABOUT TAKE FIRST EXIT ONTO SUNSET DRIVE, TURN LEFT ONTO ELM STREET, CONDO BUILDING WILL BE ON YOUR RIGHT JUST PAST PINAFORE PARK.
Waterfront
Direct

MLS® number
X13596846
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-23
Updated on
2026-07-23
Days on market
89 days
Possession type
Flexible
Co-op commission
2%+HST -50% HOLDBACK IF INTRODUCED BY LA
Seller
Listed by
RE/MAX CENTRE CITY REALTY INC.

Home Market Value

Current home valuation for Unit 11, 125 Elm Street, St. Thomas, St. Thomas, ON. Listed for $529,900

HOMEH Estimate

?

$406,286

Estimated Sales Range

?

$328,848 - $545,136

HOMEH Estimate for Unit 11, 125 Elm Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$406,286Low confidence
Based on 6 comparable properties
+ $123,614 (30%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.3%

5% on first $500K + 10% on $29,900 over $500K

Minimum down payment

$27,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,073$14,784$12,612$0
=Total mortgage
$521,888$491,694$463,027$423,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,548monthly$2,401monthly$2,261monthly$2,070monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,073

Total Land Transfer Tax

$7,073

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