
45 Harrow Lane
St. Thomas, ON N5R 0P3
- 3Bedrooms
- 3Bathrooms
- 1Garage
- 1500–2000Sq Ft
- —Tax
- 33×114 ftLot Size
- Estimated Value:$554,226See Free Estimate Report

Sale & Price History for 45 Harrow Lane, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 45 Harrow Lane, St. Thomas
Summarized Description
- Doug Tarry built, ensuring quality craftsmanship.
- Energy Star and Net Zero Ready for efficiency.
- Three spacious bedrooms with a primary ensuite.
- Modern kitchen with quartz countertops and backsplash.
- Unfinished basement offers customization potential.
- Located near walking trails and parks.
- Move-in ready for immediate comfort.
HST REMOVED! Welcome to the Elmwood model located in Harvest Run. This Doug Tarry built, 2-storey semi detached is the perfect starter home. A Kitchen, Dining Area, Great Room & Powder Room occupy the main level. The second level features 3 spacious Bedrooms including the Primary Bedroom (complete with 3pc Ensuite & Walk-in Closet) as well as a 4pc main Bathroom. The unfinished basement is a blank canvas, ready for you to design tailored to your needs. Notable Features: Luxury Vinyl Plank & Carpet Flooring, Tiled Backsplash & Quartz countertops in Kitchen, Covered Front Porch & Attached 1.5 Car Garage. This High Performance Doug Tarry Home is both Energy Star & Net Zero Ready. A fantastic location with walking trails & park. All that is left to do is move in, get comfortable & Enjoy! Welcome Home! *Price reflects HST rebate. Rebate subject to government approval and buyer eligibility. Seller makes no representations. Price may change if rebate not applicable.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $0
- Land Transfer Tax Fee
- $7,321
Rental Items
- Rental Equipment
- Tankless Water Heater
- Under Contract
- Tankless Water Heater
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Auto Garage Door Remote, ERV/HRV, Sump Pump
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
- Property Features
- Park, Rec./Commun.Centre, Hospital
- Other Structures
- None
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
- Approx Age
- New
Construction
- Exterior Finish
- Brick Veneer, Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 32.80 ft
- Lot Depth
- 114.10 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Hood Vent, Smoke & Carbon Monoxide Detectors, Bathroom Mirrors, Garage Door Opener & Remote.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Other
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Dining Room—Main level
- Kitchen—Main level
- Great Room—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
Washrooms
- 2-piece, Main
- 4-piece, Second
- 3-piece, Second
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Elm Street, Renaissance Drive
- Directions
- From Elm Street, turn onto Renaissance Drive, then turn left onto Harrow Lane.
- Waterfront
- None
- MLS® number
- X13583214
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-07-20
- Updated on
- 2026-10-14
- Days on market
- 88 days
- Possession type
- Immediate
- Co-op commission
- 2%
- Seller
- Listed by
- ROYAL LEPAGE TRILAND REALTY
Home Market Value
Current home valuation for 45 Harrow Lane, St. Thomas, St. Thomas, ON. Listed for $542,300
HOMEH Estimate
$554,226
Estimated Sales Range
$487,719 - $620,733
HOMEH Estimate for 45 Harrow Lane, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $42,300 over $500K
$29,230
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,521 | $15,130 | $12,907 | $0 |
=Total mortgage | $533,537 | $503,200 | $473,862 | $433,840 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,605monthly | $2,457monthly | $2,314monthly | $2,118monthly |
Land Transfer Tax
$7,321
$7,321
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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