174 Elm Street
St. Thomas, ON N5R 1J3
- 3+1Bedrooms
- 1Bathroom
- 1Garage
- 700–1100Sq Ft
- $2,807Tax
- 66×105 ftLot Size
Estimated Value:$452,500See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 174 Elm Street, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-07-21 | 2026-08-13 | Login to See Prices | Terminated | x13589476 |
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About 174 Elm Street, St. Thomas
Summarized Description
- Updated 3+1 bedroom home in St.
- Thomas
- Fully renovated kitchen with modern features
- Remodeled bathroom enhances comfort
- Partially finished basement with extra living space
- Private driveway and garage for convenience
- Generous backyard with new storage shed
- Close to shopping, schools, and parks
- Turnkey property, simply move in and enjoy
Welcome to this beautifully updated 3+1 bedroom home in a convenient St. Thomas location, just steps from St. Thomas Elgin General Hospital. Situated on a bus route and close to shopping, restaurants, schools, Pinafore Park, and other everyday amenities, this home offers both comfort and convenience. Inside, you'll find a bright, move-in-ready interior featuring a fully renovated kitchen with modern cabinetry, new countertops, sink, and faucet, as well as a beautifully remodeled bathroom. The main floor has been refreshed with new flooring, baseboards, updated light fixtures, and fresh paint throughout, creating a clean and modern feel. The partially finished basement provides additional living space with a fourth bedroom and den, making it ideal for a growing family, guests, a home office, or hobby room. Outside, enjoy a generous backyard complete with a new storage shed, while the private driveway and attached single-car garage provide ample parking and convenience. Extensive updates offer peace of mind and include new windows, upgraded attic and wall insulation, a new sump pump, along with the many cosmetic improvements throughout the home. A turnkey property in a sought-after neighbourhood-simply move in and enjoy!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,807
- Land Transfer Tax Fee
- $7,775
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Sump Pump, Water Heater Owned
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas, Living Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Landscaped
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 105.21 ft
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Foyer—Main level
- Living Room—Main level
- Bathroom—Main level, 4 Pc Bath
- Dining Room—Main level
- Primary Bedroom—Main level
- Bedroom 3—Main level
- Den—Basement level
- Bedroom—Basement level
- Bedroom 2—Main level
- Kitchen—Main level
Washrooms
- 4-piece, Main
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Mandeville Rd
- Directions
- From Fifth Ave head east on Elm St. Home is on the north side of Elm.
- MLS® number
- X13589476
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-13
- Listed on
- 2026-07-21
- Days on market
- 23 days
- Possession type
- 30-59 days
- Co-op commission
- 2 + HST
- Seller
- Listed by
- ELGIN REALTY LIMITED
Home Market Value
Current home valuation for 174 Elm Street, St. Thomas, St. Thomas, ON. Listed for $565,000
HOMEH Estimate
$452,500
Estimated Sales Range
$378,750 - $564,771
HOMEH Estimate for 174 Elm Street, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $65,000 over $500K
$31,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,334 | $15,764 | $13,447 | $0 |
=Total mortgage | $554,694 | $524,264 | $493,697 | $452,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,708monthly | $2,560monthly | $2,410monthly | $2,207monthly |
Land Transfer Tax
$7,775
$7,775
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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