Sold for:Sold Mar 25, 2026
$639,900

631 Elm Street

St. Thomas, ON N5R 1K9

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 631 Elm Street, St. Thomas

2026-02-26
2026-03-25
Sold
Price
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MLS#
x12822400
2025-09-09
2025-12-09
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 631 Elm Street, St. Thomas

Summarized Description

  • Spacious ranch-style home with 5 bedrooms.
  • Open-concept main floor with updated kitchen.
  • Fully finished lower level with additional bedrooms.
  • In-ground pool and hot tub for outdoor enjoyment.
  • Conveniently located near schools and amenities.
  • Updated bathrooms and modern features throughout.
  • Fenced backyard with deck and pergola.

Welcome to 631 Elm Street, located on the desirable south side of St. Thomas. This spacious ranch-style home offers 5 bedrooms (3 on the main level and 2 on the lower level) and 2 full bathrooms, delivering versatile living space ideal for families or multi-generational living. The bright open-concept main floor features a welcoming living room that flows seamlessly into the spacious kitchen, complete with an eat-at island, two built-in ovens, electric cooktop, dishwasher, double sink, updated backsplash, and abundant counter and cabinet space. A patio door off the kitchen provides direct access to the fully fenced backyard, creating easy indoor-outdoor living for everyday enjoyment and entertaining. An updated 5-piece bathroom serves the main level. Just a few steps down from the living area is a generous flex space currently arranged as a front foyer and spacious dining room, offering double door access to the driveway as well as direct access to the backyard - a functional layout that suits family gatherings and busy households alike. The fully finished lower level expands the living space with two additional spacious bedrooms, including one with an updated 4-piece ensuite, a large family room with room for a media area, playroom, or home gym, plus a laundry/storage room and cold cellar. The backyard is designed for relaxation and entertaining, featuring a deck with a pergola, space for outdoor dining and bbq areas, a hot tub (negotiable) a fire pit, garden shed, green space, and an in-ground pool! Notable updates include furnace (2023), attic insulation (2024), and roof shingles (2015). Conveniently located close to everyday amenities and schools, including Mitchell Hepburn Public School, this spacious property offers a fantastic opportunity to settle into a well-established neighbourhood and make it your next home.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,668
Land Transfer Tax Fee
$9,273

Rental Items

Rental Equipment
Hot water heater - rented from Sandpiper
Under Contract
Hot Water Heater

Basement Type
Full

Interior Features

Laundry Level
Lower Level
Interior Extras
Built-In Oven, Storage, Water Heater
Security Features
Smoke Detector, Carbon Monoxide Detectors
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
Inground
Property Features
Place Of Worship, School, Fenced Yard, Park
Other Structures
Fence - Full, Garden Shed

Building

Building Type
Detached
Building Style
Bungalow-Raised
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
64.00 ft
Lot Depth
119.00 ft
Lot Size
7567.02
Lot Shape
Rectangular

Inclusions

Inclusions
Existing refrigerator, dishwasher, two wall ovens, electric cooktop, washer, dryer, the attached floating white shelf in the basement bedroom, the white storage unit in the other basement bedroom, all window coverings, all pool maintenance supplies.

Exclusions

Exclusions
Microwave. TV wall mounts. All existing exterior furniture and storage bins. The existing hot tub is negotiable.

Parking & Garages

Garage Type
None
Garage Spaces
4
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3 + 2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level, W/O To Deck, B/I Oven
  • Dining Room—
    Main level
  • Bedroom 2—
    Main level
  • Bedroom 3—
    Main level
  • Bedroom 4—
    Main level
  • Primary Bedroom—
    Basement level, 4 Pc Ensuite
  • Bedroom 5—
    Basement level, Walk-In Closet(s)
  • Family Room—
    Basement level

Washrooms

  • 5-piece, Main
  • 4-piece, Basement

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Manor Rd
Directions
Fairview Ave - go East onto Elm St. 631 Elm St will be on your right hand side just before Manor Rd

MLS® number
X12822400
Data source
Toronto Regional Real Estate Board
Status change
2026-03-25
Listed on
2026-02-26
Days on market
27 days
Possession type
Flexible
Co-op commission
2% +HST, minus 25% showing fee if applicable
Seller
Listed by
LPT REALTY

Home Market Value

Current home valuation for 631 Elm Street, St. Thomas, St. Thomas, ON. Listed for $639,900

HOMEH Estimate

?

$575,253

Estimated Sales Range

?

$402,677 - $747,829

HOMEH Estimate for 631 Elm Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$575,253Low confidence
Based on 5 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:6.1%

5% on first $500K + 10% on $139,900 over $500K

Minimum down payment

$38,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,035$17,853$15,230$0
=Total mortgage
$624,901$593,763$559,145$511,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,051monthly$2,899monthly$2,730monthly$2,499monthly
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Land Transfer Tax

Provincial

$9,273

Total Land Transfer Tax

$9,273

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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6.3 /10

Mitchell Hepburn

Public·elementary·670m

5.6 /10

St. Anne's

Private·elementary·940m

5.6 /10

Central Elgin

Public·secondary·1.3km

6.5 /10

St. Joseph's

Private·secondary·1.3km

2.2 /10

Forest Park

Public·elementary·1.3km

3.8 /10

Elgin Court

Public·elementary·1.3km

4.7 /10

John Wise

Public·elementary·2.7km

6.1 /10

Parkside

Public·secondary·2.9km

2.8 /10

Arthur Voaden

Public·secondary·2.9km

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