Sold for:Sold Mar 9, 2026
$524,500

10 Palmer Court

St. Thomas, ON N5R 5Y9

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 10 Palmer Court, St. Thomas

2026-02-24
2026-03-09
Sold
Price
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MLS#
x12825958

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 10 Palmer Court, St. Thomas

Summarized Description

  • Well-maintained all-brick bungalow in St.
  • Thomas.
  • Updated kitchen with quartz countertops and marble backsplash.
  • New hardwood flooring in living and dining areas.
  • Professionally installed gazebo on back deck.
  • Finished lower level with cozy gas fireplace.
  • Move-in ready home ideal for families or downsizers.
  • Close to Elgin Centre and everyday amenities.
  • Tastefully updated bathroom with modern finishes.

Well-maintained bungalow nestled in a quiet St. Thomas neighbourhood, just minutes from the Elgin Centre and everyday amenities. This solid all-brick, three-bedroom home offers exceptional value and thoughtful updates throughout.Recent improvements include a durable steel roof, freshly painted interior, and new hardwood flooring in the bright living and dining areas. The updated kitchen showcases quartz countertops, a marble backsplash, quality tile flooring, and included appliances. Many windows have been replaced, enhancing efficiency and comfort. The primary bedroom features direct access to the back deck, complete with a professionally installed gazebo-perfect for relaxing or entertaining. The main floor bathroom has been tastefully updated with tile flooring, new cabinetry and modern countertops. The finished lower level offers a spacious recroom with cozy gas fireplace, a two-piece bathroom, cold storage, and a clean, well-organized laundry/storage area. A move-in-ready home in a desirable location-ideal for families, downsizers, or first-time buyers.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,513
Land Transfer Tax Fee
$6,965

Rental Items

Under Contract
None

Basement Type
Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
ERV/HRV, On Demand Water Heater
Fireplace/Stove
Yes
Fireplace Features
Fireplace Insert, Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Porch, Deck
Pool
None
Property Features
Public Transit, Place Of Worship, Cul de Sac/Dead End

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
31-50

Construction

Exterior Finish
Brick
Roof
Metal
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
30.50 ft
Lot Depth
118.45 ft
Lot Shape
Pie

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer, Freezer, On Demand Water Heater

Parking & Garages

Garage Type
None
Garage Spaces
4
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Main level
  • Bedroom—
    Main level
  • Bedroom—
    Main level
  • Primary Bedroom—
    Main level
  • Recreation—
    Basement level
  • Bathroom—
    Basement level

Washrooms

  • 4-piece, Main
  • 2-piece, Basement

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Highview Dr.
Zoning
R2-2
Directions
From Manor Rd. west on Highview then right on Palmer Crt.

MLS® number
X12825958
Data source
Toronto Regional Real Estate Board
Status change
2026-03-09
Listed on
2026-02-24
Days on market
13 days
Possession date
2026-05-15
Possession type
Flexible
Co-op commission
2
Seller
Listed by
ELGIN REALTY LIMITED

Home Market Value

Current home valuation for 10 Palmer Court, St. Thomas, St. Thomas, ON. Listed for $524,500

HOMEH Estimate

?

$515,480

Estimated Sales Range

?

$360,836 - $670,124

HOMEH Estimate for 10 Palmer Court, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$515,480Low confidence
Based on 9 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.2%

5% on first $500K + 10% on $24,500 over $500K

Minimum down payment

$27,450

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$19,868$14,634$12,483$0
=Total mortgage
$516,569$486,684$458,308$419,600
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,522monthly$2,376monthly$2,238monthly$2,049monthly
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Land Transfer Tax

Provincial

$6,965

Total Land Transfer Tax

$6,965

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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2.2 /10

Forest Park

Public·elementary·1.2km

5.6 /10

Central Elgin

Public·secondary·1.5km

5.6 /10

St. Anne's

Private·elementary·1.6km

3.6 /10

Edward Street

Public·elementary·2.1km

6.3 /10

Mitchell Hepburn

Public·elementary·2.2km

3.8 /10

Elgin Court

Public·elementary·2.3km

2.8 /10

Arthur Voaden

Public·secondary·2.6km

5.8 /10

Lockes

Public·elementary·2.6km

6.5 /10

St. Joseph's

Private·secondary·2.7km

5.1 /10

Monsignor Morrison

Private·elementary·2.8km

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