
Unit 55, 45 Lake Margaret Trail
St. Thomas, ON N5R 6M5
Lake Margaret StationSee every listing here- 2+1Bedrooms
- 3Bathrooms
- 2Garage
- 1200–1399Sq Ft
- $4,684Tax
- $237/moCondo Fee
- Estimated Value:$670,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for Unit 55, 45 Lake Margaret Trail, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-26 | 2026-10-15 | Login to See Prices | Sold | x13173586 |
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About Unit 55, 45 Lake Margaret Trail, St. Thomas
Summarized Description
- Beautifully maintained bungalow condo in Lake Margaret Station
- Open-concept layout with natural light throughout
- Private back deck overlooking greenery
- Finished lower level with additional living space
- Convenient attached 2-car garage
- Serene community close to amenities
- Spacious primary suite with ensuite bathroom
- Perfect for low-maintenance living
Welcome to 55-45 Lake Margaret Trail, a beautifully maintained 2+1 bedroom, 3 bathroom bungalow condo located in the quiet and peaceful Lake Margaret Station detached condo complex, built in 2006 by Doug Tarry Homes. This friendly community offers a serene setting with a small nature path and sitting area in the heart of the complex, while being conveniently close to Lake Margaret Trail, shopping, restaurants, and all local amenities. Designed for comfortable main-floor living, this home offers everything you need on one level. Step into the welcoming foyer where you'll find a bright front bedroom to your right, perfect for guests, a home office, or hobby space, complete with large front-facing windows that fill the room with natural light. Down the hall is the convenient mudroom/laundry area with direct access to the attached 2-car garage, along with a well-appointed 4-piece guest bathroom. The heart of the home features a spacious open-concept layout with plenty of natural light throughout. The kitchen offers granite countertops, a breakfast bar, ample cabinetry, and generous counter space, all overlooking the dining area with access to the back deck and the inviting living room with a cozy gas fireplace.The primary suite is tucked just off the living area and includes a spacious bedroom, his-and-hers closets, and a large 4-piece ensuite bathroom. Outside, the private back deck features privacy screens and backs onto greenery, creating a peaceful outdoor retreat. The finished lower level adds even more living space with a large rec room, third bedroom, 3-piece bathroom, and utility/storage room. A wonderful opportunity to enjoy low-maintenance living in a sought-after condo community with a welcoming neighbourhood feel.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,684
- Land Transfer Tax Fee
- $8,873
Condo/Maintenance Fee
- Maintenance Fee
- $237 /month
Included In Maintenance Fee
- Common Elements Included
Rental Items
- Rental Equipment
- HWT
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Full, Finished
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry, Laundry Room
- Laundry Level
- Main Level
- Interior Extras
- Auto Garage Door Remote, Central Vacuum, ERV/HRV, Primary Bedroom - Main Floor, Sump Pump
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Living Room, Natural Gas
- Elevator
- No
Exterior Features
- Balcony
- None
- Exterior Extras
- Deck, Porch, Landscaped
Building
- Building Type
- Detached Condo
- Building Style
- Bungalow
- Building Name
- LAKE MARGARET STATION
- Approx Age
- 16-30
- Condo Corp Number
- 25
Construction
- Exposure
- South
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Inclusions
- Inclusions
- DISHWASHER, FRIDGE, GAS STOVE
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Type
- Owned
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 4
Lockers
- Locker Type
- None
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Bedrooms
- 2 + 1
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Foyer—Main level
- Bedroom 2—Main level, Combined w/Office
- Mud Room—Main level, Combined w/Laundry
- Kitchen—Main level, Breakfast Bar, Granite Counters
- Dining Room—Main level, W/O To Deck
- Living Room—Main level, Gas Fireplace
- Primary Bedroom—Main level, His and Hers Closets, 4 Pc Ensuite
- Bathroom—Main level, 4 Pc Bath
- Bathroom—Main level, 4 Pc Ensuite
- Recreation—Basement level
- Bedroom 3—Basement level
- Bathroom—Basement level, 3 Pc Bath
- Utility Room—Basement level
Washrooms
- 4-piece, Main
- 4-piece, Main
- 3-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- SOUTHDALE LINE
- Zoning
- R3-97
- Directions
- FROM 401 HEAD SOUTH ON HWY 4 TOWARDS ST THOMAS. AT THE ROUNDABOUT TAKE FIRST EXIT ONTO SUNSET DRIVE. THEN TURN LEFT ONTO SOUTHDALE LINE. AT THE ROUNDABOUT TAKE THIRD EXIT ONTO LAKE MARGARET TRAIL. THE CONDO COMPLEX WILL BE ON YOUR RIGHT.
- Waterfront
- None
- MLS® number
- X13173586
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-15
- Listed on
- 2026-05-26
- Days on market
- 142 days
- Possession type
- Flexible
- Co-op commission
- 2%+HST -50% HOLDBACK IF INTRODUCED BY LA
- Seller
- Listed by
- RE/MAX CENTRE CITY REALTY INC.
Home Market Value
Current home valuation for Unit 55, 45 Lake Margaret Trail, St. Thomas, St. Thomas, ON. Listed for $619,900
HOMEH Estimate
$670,000
Estimated Sales Range
$529,300 - $810,700
HOMEH Estimate for Unit 55, 45 Lake Margaret Trail, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $119,900 over $500K
$36,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,308 | $17,295 | $14,754 | $0 |
=Total mortgage | $606,014 | $575,205 | $541,669 | $495,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,959monthly | $2,808monthly | $2,645monthly | $2,421monthly |
Land Transfer Tax
$8,873
$8,873
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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